P.O. BOX 39
Spring Hill, TN 37174
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.23% 1.15% →
2-Year CD 0.60% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Family Advantage is an NCUA insured institution located in Spring Hill, TN. It was founded in 1997 and has approximately $65.27 millions in assets.

NCUA Insured Yes
Charter Number # # 24603
Date Established 1997
Assets $65.27 million
Loans $36.74 million
Deposits $57.82 million
Capital $7.18 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Williamson or Maury County, Tennessee.

Deposit Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 - Learn More
Money Market
0.10% $2,500 $7,499 Learn More
Money Market
0.21% $10,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $500 $24,999 Learn More
6 Mo CD
0.14% $100,000 - Learn More
12 Mo CD
0.19% $500 $24,999 Learn More
12 Mo CD
0.23% $100,000 - Learn More
18 Mo CD
0.25% $500 $24,999 Learn More
18 Mo CD
0.29% $100,000 - Learn More
24 Mo CD
0.55% $500 $24,999 Learn More
24 Mo CD
0.60% $100,000 - Learn More

Loan Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAMILY ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Family Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Family Advantage Locations

Financial Details

Family Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Advantage U.S. Average
2.71% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Family Advantage had $201,857 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,182,395 in net worth and $258,030 in loans loss reserves. That gives it a Texas Ratio of 2.71%.

Net Worth
Family Advantage U.S. Average
11% 13.86%

Family Advantage FCU has a net worth of 11% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family Advantage

Branches and Savings

What is Family Advantage?

A federal credit union, registered with the NCUA under certificate #24603.
Learn more about credit unions here.

Is Family Advantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family Advantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Family Advantage's share account and share certificate rates?

Family Advantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family Advantage?

Family Advantage has total capital of $7.18 million. Full information on Family Advantage's financial position is located above.

Who owns Family Advantage?

Credit Unions are owned by their members.

Where are Family Advantage branches located?

See branch locations nearby.

Are Family Advantage ATMs Open 24/7?

Do Family Advantage ATMs accept cash deposits?

Can Family Advantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family Advantage have a mobile app?

Does Family Advantage have mobile deposit?

Does Family Advantage have quick pay?

How can Family Advantage transfer money to other banks or credit unions?

Does Family Advantage report to credit bureaus?

Does Family Advantage use Chexsystems?

Does Family Advantage use Equifax?

What is Family Advantage's toll free phone number?

What is Family Advantage's ACH Routing Number?

What is Family Advantage's SWIFT code?

Where can I find Family Advantage's wire transfer form?

What is the Family Advantage address for deposits?

What Products Does Family Advantage Offer

Does Family Advantage offer mortgages?

Compare mortgage rates here.

Does Family Advantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family Advantage offer auto and RV loans?

Compare auto loan rates here.

Does Family Advantage offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Family Advantage

There are currently no comments for Family Advantage. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →