This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 120 | 84 |
| 2 | 50,120 | 120 | 84 |
| 3 | 50,240 | 121 | 84 |
| 4 | 50,361 | 121 | 85 |
| 5 | 50,482 | 121 | 85 |
| 6 | 50,603 | 121 | 85 |
| 7 | 50,724 | 122 | 85 |
| 8 | 50,846 | 122 | 85 |
| 9 | 50,968 | 122 | 86 |
| 10 | 51,090 | 123 | 86 |
| 11 | 51,213 | 123 | 86 |
| 12 | 51,336 | 123 | 86 |
| 13 | 51,459 | 124 | 86 |
| 14 | 51,583 | 124 | 87 |
| 15 | 51,706 | 124 | 87 |
| 16 | 51,831 | 124 | 87 |
| 17 | 51,955 | 125 | 87 |
| 18 | 52,080 | 125 | 87 |
| 19 | 52,205 | 125 | 88 |
| 20 | 52,330 | 126 | 88 |
| TOTAL | $2,456 | $1,719 |
| Year | Rate 0.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 190 | 133 |
| 2 | 50,190 | 191 | 134 |
| 3 | 50,381 | 191 | 134 |
| 4 | 50,572 | 192 | 135 |
| 5 | 50,764 | 193 | 135 |
| 6 | 50,957 | 194 | 136 |
| 7 | 51,151 | 194 | 136 |
| 8 | 51,345 | 195 | 137 |
| 9 | 51,540 | 196 | 137 |
| 10 | 51,736 | 197 | 138 |
| 11 | 51,933 | 197 | 138 |
| 12 | 52,130 | 198 | 139 |
| 13 | 52,328 | 199 | 139 |
| 14 | 52,527 | 200 | 140 |
| 15 | 52,727 | 200 | 140 |
| 16 | 52,927 | 201 | 141 |
| 17 | 53,128 | 202 | 141 |
| 18 | 53,330 | 203 | 142 |
| 19 | 53,533 | 203 | 142 |
| 20 | 53,736 | 204 | 143 |
| TOTAL | $3,940 | $2,758 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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