This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
| Year | Rate 3.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,500 | 1,050 |
| 2 | 51,500 | 1,545 | 1,082 |
| 3 | 53,045 | 1,591 | 1,114 |
| 4 | 54,636 | 1,639 | 1,147 |
| 5 | 56,275 | 1,688 | 1,182 |
| 6 | 57,964 | 1,739 | 1,217 |
| 7 | 59,703 | 1,791 | 1,254 |
| 8 | 61,494 | 1,845 | 1,291 |
| 9 | 63,339 | 1,900 | 1,330 |
| 10 | 65,239 | 1,957 | 1,370 |
| 11 | 67,196 | 2,016 | 1,411 |
| 12 | 69,212 | 2,076 | 1,453 |
| 13 | 71,288 | 2,139 | 1,497 |
| 14 | 73,427 | 2,203 | 1,542 |
| 15 | 75,629 | 2,269 | 1,588 |
| 16 | 77,898 | 2,337 | 1,636 |
| 17 | 80,235 | 2,407 | 1,685 |
| 18 | 82,642 | 2,479 | 1,735 |
| 19 | 85,122 | 2,554 | 1,788 |
| 20 | 87,675 | 2,630 | 1,841 |
| TOTAL | $40,306 | $28,214 |
| Year | Rate 3.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,625 | 1,138 |
| 2 | 51,625 | 1,678 | 1,174 |
| 3 | 53,303 | 1,732 | 1,213 |
| 4 | 55,035 | 1,789 | 1,252 |
| 5 | 56,824 | 1,847 | 1,293 |
| 6 | 58,671 | 1,907 | 1,335 |
| 7 | 60,577 | 1,969 | 1,378 |
| 8 | 62,546 | 2,033 | 1,423 |
| 9 | 64,579 | 2,099 | 1,469 |
| 10 | 66,678 | 2,167 | 1,517 |
| 11 | 68,845 | 2,237 | 1,566 |
| 12 | 71,082 | 2,310 | 1,617 |
| 13 | 73,392 | 2,385 | 1,670 |
| 14 | 75,778 | 2,463 | 1,724 |
| 15 | 78,240 | 2,543 | 1,780 |
| 16 | 80,783 | 2,625 | 1,838 |
| 17 | 83,409 | 2,711 | 1,898 |
| 18 | 86,119 | 2,799 | 1,959 |
| 19 | 88,918 | 2,890 | 2,023 |
| 20 | 91,808 | 2,984 | 2,089 |
| TOTAL | $44,792 | $31,354 |
| Year | Rate 4.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,025 | 1,418 |
| 2 | 52,025 | 2,107 | 1,475 |
| 3 | 54,132 | 2,192 | 1,535 |
| 4 | 56,324 | 2,281 | 1,597 |
| 5 | 58,605 | 2,374 | 1,661 |
| 6 | 60,979 | 2,470 | 1,729 |
| 7 | 63,449 | 2,570 | 1,799 |
| 8 | 66,018 | 2,674 | 1,872 |
| 9 | 68,692 | 2,782 | 1,947 |
| 10 | 71,474 | 2,895 | 2,026 |
| 11 | 74,369 | 3,012 | 2,108 |
| 12 | 77,381 | 3,134 | 2,194 |
| 13 | 80,515 | 3,261 | 2,283 |
| 14 | 83,776 | 3,393 | 2,375 |
| 15 | 87,168 | 3,530 | 2,471 |
| 16 | 90,699 | 3,673 | 2,571 |
| 17 | 94,372 | 3,822 | 2,675 |
| 18 | 98,194 | 3,977 | 2,784 |
| 19 | 102,171 | 4,138 | 2,897 |
| 20 | 106,309 | 4,306 | 3,014 |
| TOTAL | $60,614 | $42,430 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.34% |
$500 |
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Last change: ↑1.66% on April 4. |
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4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$5,000 |
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Last change: ↓0.05% on October 7. |
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4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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