Aspire Community


Po Box 3160
Minot, ND 58701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.50% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Aspire Community is an NCUA insured institution located in Minot, ND. It was founded in 1937 and has approximately $148.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1888
Date Established 1937
Assets $148.86 million
Loans $116.52 million
Deposits $129.79 million
Capital $18.24 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
1.00% $1 $499 Learn MoreShow Less

Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ASPIRE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.534% 2.500% 0.50 $1,132 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.550% 2.500% 0.63 $1,652 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Aspire Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Aspire Community Locations

Financial Details

Aspire Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aspire Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aspire Community U.S. Average
4.63% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Aspire Community had $717,697 in non-current loans and $180,000 in owned assets. To cover these potential losses it had $18,243,307 in net worth and $1,149,012 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Aspire Community U.S. Average
12.25% 12.20%

Aspire Community FCU has a net worth of 12.25% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Aspire Community

Branches and Savings

What is Aspire Community?

A federal credit union, registered with the NCUA under certificate #1888.
Learn more about credit unions here.

Is Aspire Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Aspire Community is insured by the NCUA.

Who can join Aspire Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Aspire Community's share account and share certificate rates?

Aspire Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Aspire Community?

Aspire Community has total capital of $18.24 million. Full information on Aspire Community's financial position is located above.

Who owns Aspire Community?

Credit Unions are owned by their members.

Where are Aspire Community branches located?

See branch locations nearby.

Are Aspire Community ATMs Open 24/7?

Do Aspire Community ATMs accept cash deposits?

Can Aspire Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Aspire Community have a mobile app?

Does Aspire Community have mobile deposit?

Does Aspire Community have quick pay?

How can Aspire Community transfer money to other banks or credit unions?

Does Aspire Community report to credit bureaus?

Does Aspire Community use Chexsystems?

Does Aspire Community use Equifax?

What is Aspire Community's toll free phone number?

What is Aspire Community's ACH Routing Number?

What is Aspire Community's SWIFT code?

Where can I find Aspire Community's wire transfer form?

What is the Aspire Community address for deposits?

What Products Does Aspire Community Offer

Does Aspire Community offer mortgages?

Compare mortgage rates here.

Does Aspire Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aspire Community offer auto and RV loans?

Compare auto loan rates here.

Does Aspire Community offer student loans or personal loans?

Compare personal loan rates here.

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