Aspire Community Federal Credit Union

Headquarters

Po Box 3160
Minot, ND 58701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.75% 0.80% →
5-Year CD 1.50% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Aspire Community is an NCUA insured institution located in Minot, ND. It was founded in 1937 and has approximately $150.76 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1888
Date Established 1937
Assets $150.76 million
Loans $118.63 million
Deposits $130.94 million
Capital $18.78 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.

Deposit Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 $499 Learn MoreShow Less

Loan Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASPIRE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.692% 2.625% 0.88 $2,208 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ASPIRE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Aspire Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Aspire Community Locations



Climate Initiatives

ASPIRE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Aspire Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aspire Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aspire Community U.S. Average
1.44% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Aspire Community had $106,164 in non-current loans and $180,000 in owned assets. To cover these potential losses it had $18,778,926 in net worth and $1,030,537 in loans loss reserves. That gives it a Texas Ratio of 1.44%.

Net Worth
Aspire Community U.S. Average
12.45% 12.22%

Aspire Community FCU has a net worth of 12.45% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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