This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,255 | 1,579 |
| 2 | 52,255 | 2,357 | 1,650 |
| 3 | 54,612 | 2,463 | 1,724 |
| 4 | 57,075 | 2,574 | 1,802 |
| 5 | 59,649 | 2,690 | 1,883 |
| 6 | 62,339 | 2,811 | 1,968 |
| 7 | 65,150 | 2,938 | 2,057 |
| 8 | 68,089 | 3,071 | 2,150 |
| 9 | 71,159 | 3,209 | 2,247 |
| 10 | 74,369 | 3,354 | 2,348 |
| 11 | 77,723 | 3,505 | 2,454 |
| 12 | 81,228 | 3,663 | 2,564 |
| 13 | 84,891 | 3,829 | 2,680 |
| 14 | 88,720 | 4,001 | 2,801 |
| 15 | 92,721 | 4,182 | 2,927 |
| 16 | 96,903 | 4,370 | 3,059 |
| 17 | 101,273 | 4,567 | 3,197 |
| 18 | 105,841 | 4,773 | 3,341 |
| 19 | 110,614 | 4,989 | 3,492 |
| 20 | 115,603 | 5,214 | 3,650 |
| TOTAL | $70,817 | $49,572 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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