Capital One, National Association

1680 Capital One Drive
Mclean, VA 22102

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4297
Date Established 1933
Assets $280.23 billion
Loans $157.05 billion
Deposits $221.18 billion
Capital $37.86 billion

Capital One, National Association is an FDIC insured institution located in Mclean, VA. It was founded in 1933 and has approximately $280.23 billion in assets. Customers can open an account at one of its 849 branches.

For a more detailed analysis of Capital One, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Capital One, National Association’s loan portfolio are Consumer Auto Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Virginia, Capital One, National Association has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.11
Multifamily
Mortgages
7.46
Credit Card Loans 9.69
Consumer Auto Loans 32.96
Small Business Loans 0.74
Construction and Development Loans 1.22
Commercial Real Estate 10.84
Commercial and Industrial Loans 13.91
Farm Loans 0.01

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.50% $1 $10,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.05% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
360 Checking 0.00% $0 $0.00 Learn MoreShow Less
360 Checking 0.20% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Capital One, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Capital One, National Association Locations

Financial Details

Capital One, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital One, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Capital One, National Association U.S. Bank Average
4.99% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Capital One, National Association had $1,964,133,000 in non-current loans and $48,043,000 in owned real estate. To cover these potential losses it had $37,856,906,000 in equity and $2,490,277,000 in loans loss reserves. That gives it a Texas Ratio of 4.99%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Capital One, National Association U.S. Bank Average
5.61% 8.58

Capital One, National Association has a Return on Equity of 5.61% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Capital One, National Association U.S. Bank Average
13.51% 12.11

Capital One, National Association has a Capitalization of 13.51% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Capital One, National Association Balance Sheet Analysis

As of June 30, 2017, Capital One, National Association had assets of $280,231,798,000, loans of $157,047,806,000, and deposits of $221,179,743,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Capital One

Branches and Savings

Is Capital One FDIC insured?

Yes. It is covered under FDIC Certificate #4297.

Why does Capital One pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Capital One CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Capital One a commercial bank?

Where are Capital One locations?

See branch locations nearby.

Is Capital One open on Saturdays?

Is Capital One open on Sundays?

What time does Capital One open?

What time does Capital One close?

Are Capital One ATMs Open 24/7?

Do Capital One ATMs accept cash deposits?

Can Capital One customers use other ATMs?

Do Capital One branches have notaries?

Will Capital One notarize my document?

What address for Capital One should I put for incoming ACH transfers?

Will the Capital One branch print checks?

Do Capital One checks expire?

Does Capital One require US citizenship to open account?

Can Capital One close my account?

Does Capital One Report to credit bureaus?

Does Capital One Use Equifax?

What is Capital One's ACH Routing Number?

What is Capital One's SWIFT code?

Products

Does Capital One offer mortgages?

Compare mortgage rates here.

Does Capital One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capital One offer personal loans?

Compare personal loan rates here.

Does Capital One offer student loans?

Will Capital One cash a check?

Will Capital One redeem a savings bond?

Does Capital One cash savings bonds?

Will Capital One cash money orders?

Can Capital One issue a money order?

Does Capital One do currency exchange?

Background on The Bank

Who owns Capital One?

How long has Capital One been around?

Can Capital One transfer to other banks?

Does Capital One have quick pay?

Does Capital One accept rolled coins?

Will Capital One accept loose change?

Where is Capital One headquarters?

Customer Reviews for Capital One, National Association


  • Remember When...

    September 21, 2017 |

    Savings Rates

    They made a mistake on my account and now can not fix it the error the Teller made. Want me to be happy with a paper copy explanation that counter-explains their online error. DO NOT TRUST THIS BANK TO BE ABLE TO FIX THE PROBLEMS THEY CREATE WITH YOUR MONEY AND RECORDS

  • Shrewd Customer

    May 24, 2016

    Savings 6 Month Rates

    Capital One is the McDonalds of banking. I may get my food there, but ain't trusting them with my cash.

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