This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,330 | 1,631 |
| 2 | 52,330 | 2,439 | 1,707 |
| 3 | 54,769 | 2,552 | 1,787 |
| 4 | 57,321 | 2,671 | 1,870 |
| 5 | 59,992 | 2,796 | 1,957 |
| 6 | 62,788 | 2,926 | 2,048 |
| 7 | 65,713 | 3,062 | 2,144 |
| 8 | 68,776 | 3,205 | 2,243 |
| 9 | 71,981 | 3,354 | 2,348 |
| 10 | 75,335 | 3,511 | 2,457 |
| 11 | 78,846 | 3,674 | 2,572 |
| 12 | 82,520 | 3,845 | 2,692 |
| 13 | 86,365 | 4,025 | 2,817 |
| 14 | 90,390 | 4,212 | 2,949 |
| 15 | 94,602 | 4,408 | 3,086 |
| 16 | 99,010 | 4,614 | 3,230 |
| 17 | 103,624 | 4,829 | 3,380 |
| 18 | 108,453 | 5,054 | 3,538 |
| 19 | 113,507 | 5,289 | 3,703 |
| 20 | 118,797 | 5,536 | 3,875 |
| TOTAL | $74,332 | $52,033 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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