This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 115 | 81 |
| 2 | 50,115 | 115 | 81 |
| 3 | 50,230 | 116 | 81 |
| 4 | 50,346 | 116 | 81 |
| 5 | 50,462 | 116 | 81 |
| 6 | 50,578 | 116 | 81 |
| 7 | 50,694 | 117 | 82 |
| 8 | 50,811 | 117 | 82 |
| 9 | 50,927 | 117 | 82 |
| 10 | 51,045 | 117 | 82 |
| 11 | 51,162 | 118 | 82 |
| 12 | 51,280 | 118 | 83 |
| 13 | 51,398 | 118 | 83 |
| 14 | 51,516 | 118 | 83 |
| 15 | 51,634 | 119 | 83 |
| 16 | 51,753 | 119 | 83 |
| 17 | 51,872 | 119 | 84 |
| 18 | 51,991 | 120 | 84 |
| 19 | 52,111 | 120 | 84 |
| 20 | 52,231 | 120 | 84 |
| TOTAL | $2,351 | $1,646 |
| Year | Rate 0.74% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 370 | 259 |
| 2 | 50,370 | 373 | 261 |
| 3 | 50,743 | 375 | 263 |
| 4 | 51,118 | 378 | 265 |
| 5 | 51,497 | 381 | 267 |
| 6 | 51,878 | 384 | 269 |
| 7 | 52,261 | 387 | 271 |
| 8 | 52,648 | 390 | 273 |
| 9 | 53,038 | 392 | 275 |
| 10 | 53,430 | 395 | 277 |
| 11 | 53,826 | 398 | 279 |
| 12 | 54,224 | 401 | 281 |
| 13 | 54,625 | 404 | 283 |
| 14 | 55,029 | 407 | 285 |
| 15 | 55,437 | 410 | 287 |
| 16 | 55,847 | 413 | 289 |
| 17 | 56,260 | 416 | 291 |
| 18 | 56,677 | 419 | 294 |
| 19 | 57,096 | 423 | 296 |
| 20 | 57,518 | 426 | 298 |
| TOTAL | $7,944 | $5,561 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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