Compare Savings vs. CDs
Comparison of Deposit Account from FIRST SOUTH FINANCIAL with 0.85%
- September 2026
Long-Term Analysis of FIRST SOUTH FINANCIAL with 0.60% APY and FIRST SOUTH FINANCIAL with 0.85% APY and TrustCo Bank with 0.73% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.60%-$50,00036 MonthCredit Union0.79x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 2LOCAL CD0.85%-$50,00060 MonthCredit Union0.92x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456 - 3LOCAL CD0.73%-$50,00060 MonthBank0.79x (National Avg. - 0.93%)$500SCENARIO
Year Rate
0.73%Annual
InterestAnnual Interest
(After Tax)1 50,000 365 256 2 50,365 368 257 3 50,733 370 259 4 51,103 373 261 5 51,476 376 263 6 51,852 379 265 7 52,230 381 267 8 52,612 384 269 9 52,996 387 271 10 53,383 390 273 11 53,772 393 275 12 54,165 395 277 13 54,560 398 279 14 54,958 401 281 15 55,360 404 283 16 55,764 407 285 17 56,171 410 287 18 56,581 413 289 19 56,994 416 291 20 57,410 419 293 TOTAL $7,829 $5,480
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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