FIRST SOUTH FINANCIAL

6471 STAGE RD STE 200
Bartlett, TN 38134

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.31% 2.50% →
5-Year CD 1.61% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

First South Financial is an NCUA insured institution located in Bartlett, TN. It was founded in 1957 and has approximately $596.63 millions in assets.

Who can join?

First South Financial Credit Union serves the entire Mid South community. If you are living, working, worshiping or attending school in Shelby, Tipton, Fayette, Dyer, Madison, DeSoto, Marshall, Tate or Tunica counties you are eligible for membership.

NCUA Insured Yes
Charter Number # # 68084
Date Established 1957
Assets $596.63 million
Loans $337.06 million
Deposits $409.32 million
Capital $175.69 million
 

Field of Membership Restrictions

First South Financial Credit Union of Tennessee is open to the residents, people that maintain employment, church members, and registered students within these qualified counties: Shelby, Tipton, Fayette, Dyer, Madison, DeSoto, Marshall, Tate, and Tunica.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $14,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.50% $10,000 $49,999 Learn MoreShow Less
0.90% $10,000 $49,999 Learn MoreShow Less
1.00% $10,000 $49,999 Learn MoreShow Less
1.00% $10,000 $49,999 Learn MoreShow Less
1.31% $10,000 $49,999 Learn MoreShow Less
1.31% $10,000 $49,999 Learn MoreShow Less
1.36% $10,000 $49,999 Learn MoreShow Less
1.61% $10,000 $49,999 Learn MoreShow Less
1.61% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST SOUTH FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FIRST SOUTH FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First South Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First South Financial Locations


Financial Details

First South Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First South Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First South Financial U.S. Average
0.96% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First South Financial had $1,786,437 in non-current loans and $47,866 in owned assets. To cover these potential losses it had $175,693,666 in net worth and $14,638,112 in loans loss reserves. That gives it a Texas Ratio of 0.96%.

Net Worth
First South Financial U.S. Average
29.44% 13.65%

First South Financial FCU has a net worth of 29.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First South Financial

Branches and Savings

What is First South Financial?

A federal credit union, registered with the NCUA under certificate #68084.
Learn more about credit unions here.

Is First South Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First South Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are First South Financial's share account and share certificate rates?

First South Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First South Financial?

First South Financial has total capital of $175.69 million. Full information on First South Financial's financial position is located above.

Who owns First South Financial?

Credit Unions are owned by their members.

Where are First South Financial branches located?

See branch locations nearby.

Are First South Financial ATMs Open 24/7?

Do First South Financial ATMs accept cash deposits?

Can First South Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First South Financial have a mobile app?

Does First South Financial have mobile deposit?

Does First South Financial have quick pay?

How can First South Financial transfer money to other banks or credit unions?

Does First South Financial report to credit bureaus?

Does First South Financial use Chexsystems?

Does First South Financial use Equifax?

What is First South Financial's toll free phone number?

What is First South Financial's ACH Routing Number?

What is First South Financial's SWIFT code?

Where can I find First South Financial's wire transfer form?

What is the First South Financial address for deposits?

What Products Does First South Financial Offer

Does First South Financial offer mortgages?

Compare mortgage rates here.

Does First South Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First South Financial offer auto and RV loans?

Compare auto loan rates here.

Does First South Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for First South Financial

There are currently no comments for First South Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →