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Comparison of Deposit Account from First State Bank with 0.35% - November 2025

Long-Term Analysis of First State Bank with 0.56% APY and First State Bank with 0.77% APY and First State Bank with 0.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First State Bank

0.56%

$50,000

24 Month

Bank

0.85x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.56%	Annual Interest	Annual Interest (After Tax)
1	50,000	280	196
2	50,280	282	197
3	50,562	283	198
4	50,845	285	199
5	51,129	286	200
6	51,416	288	202
7	51,704	290	203
8	51,993	291	204
9	52,284	293	205
10	52,577	294	206
11	52,872	296	207
12	53,168	298	208
13	53,465	299	210
14	53,765	301	211
15	54,066	303	212
16	54,369	304	213
17	54,673	306	214
18	54,979	308	216
19	55,287	310	217
20	55,597	311	218
	TOTAL	$5,908	$4,136

LOCAL CD

First State Bank

0.77%

$50,000

36 Month

Bank

1.02x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.77%	Annual Interest	Annual Interest (After Tax)
1	50,000	385	270
2	50,385	388	272
3	50,773	391	274
4	51,164	394	276
5	51,558	397	278
6	51,955	400	280
7	52,355	403	282
8	52,758	406	284
9	53,164	409	287
10	53,574	413	289
11	53,986	416	291
12	54,402	419	293
13	54,821	422	295
14	55,243	425	298
15	55,668	429	300
16	56,097	432	302
17	56,529	435	305
18	56,964	439	307
19	57,403	442	309
20	57,845	445	312
	TOTAL	$8,290	$5,803

LOCAL MONEY MARKET

First State Bank

0.35%

$50,000

N.A.

Bank

0.46x (National Avg. - 0.75%)

$2,500

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↓0.15% on October 13.
M.Y. SAFRA BANK, FSB	4.15%	$500	Learn More
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from First State Bank with 0.35% - November 2025

Long-Term Analysis of First State Bank with 0.56% APY and First State Bank with 0.77% APY and First State Bank with 0.35% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First State Bank with 0.35% - November 2025