Compare Savings vs. CDs
Comparison of Deposit Account from Frontier State Bank with 1.92% - May 2025


Long-Term Analysis of NEW HAVEN BANK with 0.50% APY and Frontier State Bank with 1.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.50%
    -
    $50,000
    24 Month
    Bank
    0.76x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    LOCAL CD
    1.92%
    -
    $50,000
    48 Month
    Bank
    2.35x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    1.92%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 960 672
    2 50,960 978 685
    3 51,938 997 698
    4 52,936 1,016 711
    5 53,952 1,036 725
    6 54,988 1,056 739
    7 56,044 1,076 753
    8 57,120 1,097 768
    9 58,216 1,118 782
    10 59,334 1,139 797
    11 60,473 1,161 813
    12 61,634 1,183 828
    13 62,818 1,206 844
    14 64,024 1,229 860
    15 65,253 1,253 877
    16 66,506 1,277 894
    17 67,783 1,301 911
    18 69,084 1,326 928
    19 70,411 1,352 946
    20 71,763 1,378 964
    TOTAL $23,141 $16,198

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

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    6 Month Jumbo CD.

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