This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.74% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 870 | 609 |
| 2 | 50,870 | 885 | 620 |
| 3 | 51,755 | 901 | 630 |
| 4 | 52,656 | 916 | 641 |
| 5 | 53,572 | 932 | 653 |
| 6 | 54,504 | 948 | 664 |
| 7 | 55,452 | 965 | 675 |
| 8 | 56,417 | 982 | 687 |
| 9 | 57,399 | 999 | 699 |
| 10 | 58,398 | 1,016 | 711 |
| 11 | 59,414 | 1,034 | 724 |
| 12 | 60,448 | 1,052 | 736 |
| 13 | 61,499 | 1,070 | 749 |
| 14 | 62,569 | 1,089 | 762 |
| 15 | 63,658 | 1,108 | 775 |
| 16 | 64,766 | 1,127 | 789 |
| 17 | 65,893 | 1,147 | 803 |
| 18 | 67,039 | 1,166 | 817 |
| 19 | 68,206 | 1,187 | 831 |
| 20 | 69,393 | 1,207 | 845 |
| TOTAL | $20,600 | $14,420 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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