This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 251 | 176 |
| 2 | 50,251 | 252 | 177 |
| 3 | 50,503 | 254 | 177 |
| 4 | 50,757 | 255 | 178 |
| 5 | 51,012 | 256 | 179 |
| 6 | 51,268 | 257 | 180 |
| 7 | 51,525 | 259 | 181 |
| 8 | 51,784 | 260 | 182 |
| 9 | 52,044 | 261 | 183 |
| 10 | 52,305 | 263 | 184 |
| 11 | 52,567 | 264 | 185 |
| 12 | 52,831 | 265 | 186 |
| 13 | 53,097 | 267 | 187 |
| 14 | 53,363 | 268 | 188 |
| 15 | 53,631 | 269 | 188 |
| 16 | 53,900 | 271 | 189 |
| 17 | 54,171 | 272 | 190 |
| 18 | 54,443 | 273 | 191 |
| 19 | 54,716 | 275 | 192 |
| 20 | 54,991 | 276 | 193 |
| TOTAL | $5,267 | $3,687 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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