This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 326 | 228 |
| 2 | 50,326 | 328 | 229 |
| 3 | 50,653 | 330 | 231 |
| 4 | 50,983 | 332 | 232 |
| 5 | 51,315 | 334 | 234 |
| 6 | 51,649 | 336 | 235 |
| 7 | 51,985 | 338 | 237 |
| 8 | 52,323 | 341 | 238 |
| 9 | 52,664 | 343 | 240 |
| 10 | 53,007 | 345 | 242 |
| 11 | 53,352 | 347 | 243 |
| 12 | 53,699 | 350 | 245 |
| 13 | 54,049 | 352 | 246 |
| 14 | 54,401 | 354 | 248 |
| 15 | 54,755 | 356 | 250 |
| 16 | 55,111 | 359 | 251 |
| 17 | 55,470 | 361 | 253 |
| 18 | 55,831 | 363 | 254 |
| 19 | 56,195 | 366 | 256 |
| 20 | 56,561 | 368 | 258 |
| TOTAL | $6,929 | $4,850 |
| Year | Rate 1.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 555 | 389 |
| 2 | 50,555 | 561 | 393 |
| 3 | 51,116 | 567 | 397 |
| 4 | 51,684 | 574 | 402 |
| 5 | 52,257 | 580 | 406 |
| 6 | 52,837 | 586 | 411 |
| 7 | 53,424 | 593 | 415 |
| 8 | 54,017 | 600 | 420 |
| 9 | 54,616 | 606 | 424 |
| 10 | 55,223 | 613 | 429 |
| 11 | 55,836 | 620 | 434 |
| 12 | 56,455 | 627 | 439 |
| 13 | 57,082 | 634 | 444 |
| 14 | 57,716 | 641 | 448 |
| 15 | 58,356 | 648 | 453 |
| 16 | 59,004 | 655 | 458 |
| 17 | 59,659 | 662 | 464 |
| 18 | 60,321 | 670 | 469 |
| 19 | 60,991 | 677 | 474 |
| 20 | 61,668 | 685 | 479 |
| TOTAL | $12,352 | $8,647 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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