550 S Riverview Dr
Parchment, MI 49004
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.20% 1.01% →
2-Year CD 0.30% 0.95% →
5-Year CD 0.55% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Advia is an NCUA insured institution located in Parchment, MI. It was founded in 1935 and has approximately $2158.35 millions in assets.

Who Can Join?

Anyone who lives, works or attends school in St. Clair, Sanilac, Lapeer, Oakland and Macomb counties can become a member.

NCUA Insured Yes
Charter Number # # 61503
Date Established 1935
Assets $2,158.35 million
Loans $1,749.09 million
Deposits $1,880.38 million
Capital $206.76 million

Field of Membership Restrictions

Membership in Advia Credit Union is open to those who live in Michigan's Lower Peninsula, the Illinois county of Winnebago, or in the Wisconsin counties of Dane, Green, Jefferson, Milwaukee, Rock, Walworth, or Waukesha.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
Premium Money Market Account
0.30% $10,000 $14,999 Learn More
Premium Money Market Account
0.40% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $10,000 $14,999 Learn More
3 Mo CD
0.05% $100,000 $199,999 Learn More
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
Special: 30 Mo CD
0.45% $500 - Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.40% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.40% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ADVIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ADVIA
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Advia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Advia Locations

Financial Details

Advia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advia U.S. Average
9.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Advia had $18,997,178 in non-current loans and $1,779,920 in owned assets. To cover these potential losses it had $206,761,818 in net worth and $10,510,471 in loans loss reserves. That gives it a Texas Ratio of 9.56%.

Net Worth
Advia U.S. Average
9.57% 13.61%

Advia FCU has a net worth of 9.57% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advia

Branches and Savings

What is Advia?

A federal credit union, registered with the NCUA under certificate #61503.
Learn more about credit unions here.

Is Advia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advia?

Please see Field of Membership information above for information on who is eligible to join.

What are Advia's share account and share certificate rates?

Advia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advia?

Advia has total capital of $206.76 million. Full information on Advia's financial position is located above.

Who owns Advia?

Credit Unions are owned by their members.

Where are Advia branches located?

See branch locations nearby.

Are Advia ATMs Open 24/7?

Do Advia ATMs accept cash deposits?

Can Advia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advia have a mobile app?

Does Advia have mobile deposit?

Does Advia have quick pay?

How can Advia transfer money to other banks or credit unions?

Does Advia report to credit bureaus?

Does Advia use Chexsystems?

Does Advia use Equifax?

What is Advia's toll free phone number?

What is Advia's ACH Routing Number?

What is Advia's SWIFT code?

Where can I find Advia's wire transfer form?

What is the Advia address for deposits?

What Products Does Advia Offer

Does Advia offer mortgages?

Compare mortgage rates here.

Does Advia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advia offer auto and RV loans?

Compare auto loan rates here.

Does Advia offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Advia

  • December 09, 2018 |

    I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is customer UNFRIENDLY, egotistical, power-hungry and a jerk. Because of some of my investments, I have to cash them out before I can close my account. And, after 40 years, I will not longer be a part of the Advia Credit Union.

  • January 08, 2017 |

    CDs 70 Month Rates

    I have been getting my CDs from Advia for the past 6 or 7 years. Locally, in the Janesville area, they have consistently had the highest CD rates.

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