Advia Credit Union

Headquarters

6400 W Main St
Kalamazoo, MI 49009
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.20% 4.50% →
2-Year CD 0.30% 4.73% →
5-Year CD 0.55% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Advia is an NCUA insured institution located in Kalamazoo, MI. It was founded in 1935 and has approximately $2807 millions in assets.

Who Can Join?

Anyone who lives, works or attends school in St. Clair, Sanilac, Lapeer, Oakland and Macomb counties can become a member.

NCUA Insured Yes / State-Chartered
Charter Number # # 61503
Date Established 1935
Assets $2,807.00 million
Loans $2,078.00 million
Deposits $2,488.11 million
Capital $269.39 million
 

Field of Membership Restrictions

Membership in Advia Credit Union is open to those who live in Michigan's Lower Peninsula, the Illinois county of Winnebago, or in the Wisconsin counties of Dane, Green, Jefferson, Milwaukee, Rock, Walworth, or Waukesha.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
Premium Money Market Account
0.30% $10,000 $14,999 Learn More
Premium Money Market Account
0.40% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.40% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.779% 7.625% 1.00 $3,750 $1,770 Learn More
Filo Mortgage, LLC
NMLS ID: 1928741
5.456% 5.375% 0.88 $2,248 $1,400 Learn More
First Internet Bank
NMLS ID: 424182
6.200% 6.125% 0.75 $1,998 $1,520 Learn More
Morty, Inc.
NMLS ID: 1429243
6.079% 5.990% 1.00 $2,405 $1,498 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to ADVIA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Advia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

ADVIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Advia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advia U.S. Average
6.19% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Advia had $17,093,003 in non-current loans and $358,095 in owned assets. To cover these potential losses it had $269,387,357 in net worth and $12,400,043 in loans loss reserves. That gives it a Texas Ratio of 6.19%.

Net Worth
Advia U.S. Average
9.6% 12.40%

Advia FCU has a net worth of 9.6% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ADVIA


  • December 9, 2018 |

    I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is customer UNFRIENDLY, egotistical, power-hungry and a jerk. Because of some of my investments, I have to cash them out before I can close my account. And, after 40 years, I will not longer be a part of the Advia Credit Union.

  • January 8, 2017 |

    CDs 70 Month Rates

    I have been getting my CDs from Advia for the past 6 or 7 years. Locally, in the Janesville area, they have consistently had the highest CD rates.

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