Compare Savings vs. CDs
Comparison of Deposit Account from HUDSON RIVER FINANCIAL with 0.34% - May 2024


Long-Term Analysis of HUDSON RIVER FINANCIAL with 0.34% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.34%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.34%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 172 120
    2 50,172 173 121
    3 50,345 173 121
    4 50,518 174 122
    5 50,692 174 122
    6 50,866 175 122
    7 51,041 176 123
    8 51,216 176 123
    9 51,393 177 124
    10 51,569 177 124
    11 51,747 178 125
    12 51,925 179 125
    13 52,104 179 125
    14 52,283 180 126
    15 52,463 180 126
    16 52,643 181 127
    17 52,824 182 127
    18 53,006 182 128
    19 53,188 183 128
    20 53,371 184 129
    TOTAL $3,555 $2,488

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.
    3 Month CD.

    Last change: ↑0.60% on April 19.
    Warning: Early Withdrawal Penalty is 12 Months interest.

    Last change: ↑0.20% on September 8, 2023.
    6 Month CD.

    Last change: ↓0.05% on March 15.
    3 Month CD.