RARITAN BAY

491 RARITAN STREET
Sayreville, NJ 08872

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4726
Date Established 1941
Assets $87.77 million
Loans $49.34 million
Deposits $81.79 million
Capital $6.39 million

Raritan Bay is an NCUA insured institution located in Sayreville, NJ. It was founded in 1941 and has approximately $87.77 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Middlesex County.

Deposit Rates - February 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $4,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.18% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
1.20% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
2.00% $5,000 - Learn MoreShow Less
12 Mo CD
0.18% $1,000 - Learn MoreShow Less
18 Mo CD
0.20% $1,000 - Learn MoreShow Less
24 Mo CD
0.35% $1,000 - Learn MoreShow Less
Special: 30 Mo CD
2.50% $5,000 - Learn MoreShow Less
36 Mo CD
0.50% $1,000 - Learn MoreShow Less
48 Mo CD
0.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 - Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 0.60% $0 $0.00 Learn MoreShow Less

Loan Rates - February 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RARITAN BAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to RARITAN BAY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Raritan Bay branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Raritan Bay Locations

Map Example

Financial Details

Raritan Bay Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Raritan Bay. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Raritan Bay U.S. Average
12.29% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Raritan Bay had $817,410 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,385,066 in net worth and $266,201 in loans loss reserves. That gives it a Texas Ratio of 12.29%.

Net Worth
Raritan Bay U.S. Average
7.33% 13.21%

Raritan Bay FCU has a net worth of 7.33% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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