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Comparison of Deposit Account from HUDSON RIVER FINANCIAL with 0.63% - December 2025


Long-Term Analysis of TOGETHER with 0.30% APY and HUDSON RIVER FINANCIAL with 0.63% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    TOGETHER
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $25,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 2
    LOCAL MONEY MARKET
    HUDSON RIVER FINANCIAL
    0.63%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $25,000
     
    SCENARIO
    Year Rate
    0.63%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 316 221
    2 50,316 318 223
    3 50,634 320 224
    4 50,954 322 225
    5 51,276 324 227
    6 51,600 326 228
    7 51,926 328 230
    8 52,254 330 231
    9 52,585 332 233
    10 52,917 334 234
    11 53,251 337 236
    12 53,588 339 237
    13 53,927 341 239
    14 54,267 343 240
    15 54,610 345 242
    16 54,956 347 243
    17 55,303 350 245
    18 55,652 352 246
    19 56,004 354 248
    20 56,358 356 249
    TOTAL $6,714 $4,700

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.

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    Last Update on December 18, 2025

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