Compare Savings vs. CDs
Comparison of Deposit Account from JEFFERSON FINANCIAL with 1.31%
- September 2026
Long-Term Analysis of JEFFERSON FINANCIAL with 1.31% APY and JEFFERSON FINANCIAL with 1.46% APY and MIDWEST COMMUNITY with 1.25% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.31%-$50,00036 MonthCredit Union1.73x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 655 459 2 50,655 664 465 3 51,319 672 471 4 51,991 681 477 5 52,672 690 483 6 53,362 699 489 7 54,061 708 496 8 54,769 717 502 9 55,487 727 509 10 56,214 736 515 11 56,950 746 522 12 57,696 756 529 13 58,452 766 536 14 59,218 776 543 15 59,993 786 550 16 60,779 796 557 17 61,575 807 565 18 62,382 817 572 19 63,199 828 580 20 64,027 839 587 TOTAL $14,866 $10,406 - 2LOCAL CD1.46%-$50,00048 MonthCredit Union1.78x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.46%Annual
InterestAnnual Interest
(After Tax)1 50,000 730 511 2 50,730 741 518 3 51,471 751 526 4 52,222 762 534 5 52,985 774 542 6 53,758 785 549 7 54,543 796 557 8 55,339 808 566 9 56,147 820 574 10 56,967 832 582 11 57,799 844 591 12 58,643 856 599 13 59,499 869 608 14 60,367 881 617 15 61,249 894 626 16 62,143 907 635 17 63,050 921 644 18 63,971 934 654 19 64,905 948 663 20 65,853 961 673 TOTAL $16,814 $11,770 - 3LOCAL CD1.25%-$50,00024 MonthCredit Union1.89x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
1.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 625 438 2 50,625 633 443 3 51,258 641 449 4 51,899 649 454 5 52,547 657 460 6 53,204 665 466 7 53,869 673 471 8 54,543 682 477 9 55,224 690 483 10 55,915 699 489 11 56,614 708 495 12 57,321 717 502 13 58,038 725 508 14 58,763 735 514 15 59,498 744 521 16 60,241 753 527 17 60,994 762 534 18 61,757 772 540 19 62,529 782 547 20 63,310 791 554 TOTAL $14,102 $9,871
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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