1114 Fourth Street
Orion, IL 61273

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.51% 2.20% →
2-Year CD 1.71% 2.20% →
5-Year CD 2.12% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

BankOrion is an FDIC insured institution located in Orion, IL. It was founded in 1890 and has approximately $0.48 billion in assets. Customers can open an account at one of its 9 branches.

FDIC Insured Yes
FDIC Certificate # 11739
Date Established 1890
Assets $0.48 billion
Loans $0.27 billion
Deposits $0.39 billion
Capital $0.06 billion

For a more detailed analysis of BankOrion's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
3 Mo CD
0.40% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.50% $25,000 - Learn MoreShow Less
6 Mo CD
0.70% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.80% $25,000 - Learn MoreShow Less
12 Mo CD
1.41% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.51% $25,000 - Learn MoreShow Less
18 Mo CD
1.51% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
1.61% $25,000 - Learn MoreShow Less
24 Mo CD
1.61% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.71% $25,000 - Learn MoreShow Less
30 Mo CD
1.71% $10,000 $24,999 Learn MoreShow Less
1.76% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.87% $25,000 - Learn MoreShow Less
1.81% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.92% $25,000 - Learn MoreShow Less
2.02% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.12% $25,000 - Learn MoreShow Less

Fixed IRA
1.70% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 $24,999 Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BankOrion

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.163% 3.125% 0.50 $1,192 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to BankOrion
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BankOrion branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BankOrion Locations

Financial Details

BankOrion Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankOrion. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankOrion U.S. Bank Average
4.68% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, BankOrion had $1,768,000 in non-current loans and $1,111,000 in owned real estate. To cover these potential losses it had $58,647,000 in equity and $2,835,000 in loans loss reserves. That gives it a Texas Ratio of 4.68%.

Return on Equity
BankOrion U.S. Bank Average
8.55% 9.72%

BankOrion has a Return on Equity of 8.55% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankOrion U.S. Bank Average
12.28% 12.89%

BankOrion has a Capitalization of 12.28% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankOrion Balance Sheet Analysis

As of September 30, 2019, BankOrion had assets of $477,706,000, loans of $273,251,000, and deposits of $393,127,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
Cash & Balances due from depository institutions $0.04 billion
Interest-bearing balances $0.03 billion
Total securities $0.14 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.27 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.01 billion
     Total Assets $0.42 billion
Total deposits $0.39 billion
      Interest-bearing deposits $0.34 billion
      Deposits held in domestic offices $0.39 billion
      % insured (estimated) 79.56%
Federal funds purchased and repurchase agreements $0.01 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.02 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.42 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

September 30, 2019
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in BankOrion’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, BankOrion’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.22
Credit Card Loans 0.00
Consumer Auto Loans 3.13
Small Business Loans 0.00
Construction and Development Loans 2.57
Commercial Real Estate 22.05
Commercial and Industrial Loans 13.06
Farm Loans 4.78

Frequently Asked Questions About Bankorion

Branches and Savings

Is Bankorion FDIC insured?

Yes. It is covered under FDIC Certificate #11739.

Why does Bankorion pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankorion CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankorion a commercial bank?


Where are Bankorion locations?

See branch locations nearby.

Is Bankorion open on Saturdays?

Is Bankorion open on Sundays?

What time does Bankorion open?

What time does Bankorion close?

Are Bankorion ATMs Open 24/7?

Do Bankorion ATMs accept cash deposits?

Can Bankorion customers use other ATMs?

Do Bankorion branches have notaries?

Will Bankorion notarize my document?

What address for Bankorion should I put for incoming ACH transfers?

Will the Bankorion branch print checks?

Do Bankorion checks expire?

Does Bankorion require US citizenship to open account?

Can Bankorion close my account?

Does Bankorion Report to credit bureaus?

Does Bankorion Use Equifax?

What is Bankorion's ACH Routing Number?

What is Bankorion's SWIFT code?


Does Bankorion offer mortgages?

Compare mortgage rates here.

Does Bankorion offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankorion offer personal loans?

Compare personal loan rates here.

Does Bankorion offer student loans?

Will Bankorion cash a check?

Will Bankorion redeem a savings bond?

Does Bankorion cash savings bonds?

Will Bankorion cash money orders?

Can Bankorion issue a money order?

Does Bankorion do currency exchange?

Background on The Bank

Who owns Bankorion?

How long has Bankorion been around?

Can Bankorion transfer to other banks?

Does Bankorion have quick pay?

Does Bankorion accept rolled coins?

Will Bankorion accept loose change?

Where is Bankorion headquarters?

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