This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,230 | 1,561 |
| 2 | 52,230 | 2,329 | 1,631 |
| 3 | 54,559 | 2,433 | 1,703 |
| 4 | 56,993 | 2,542 | 1,779 |
| 5 | 59,535 | 2,655 | 1,859 |
| 6 | 62,190 | 2,774 | 1,942 |
| 7 | 64,964 | 2,897 | 2,028 |
| 8 | 67,861 | 3,027 | 2,119 |
| 9 | 70,888 | 3,162 | 2,213 |
| 10 | 74,049 | 3,303 | 2,312 |
| 11 | 77,352 | 3,450 | 2,415 |
| 12 | 80,802 | 3,604 | 2,523 |
| 13 | 84,405 | 3,764 | 2,635 |
| 14 | 88,170 | 3,932 | 2,753 |
| 15 | 92,102 | 4,108 | 2,875 |
| 16 | 96,210 | 4,291 | 3,004 |
| 17 | 100,501 | 4,482 | 3,138 |
| 18 | 104,983 | 4,682 | 3,278 |
| 19 | 109,666 | 4,891 | 3,424 |
| 20 | 114,557 | 5,109 | 3,576 |
| TOTAL | $69,666 | $48,766 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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