Publix Employees Federal Credit Union

Headquarters

P.o. Box 1000
Lakeland, FL 33802
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 3.29% 5.38% →
2-Year CD 3.65% 4.95% →
5-Year CD 3.65% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Publix Employees is an NCUA insured institution located in Lakeland, FL. It was founded in 1978 and has approximately $1487.88 millions in assets.

Who can join?

PEFCU membership is available to:

Retired and current associates of Publix Super Markets and their family members.

Lone Palm associates and their family members.

Family members of a current PEFCU member.

City of Lakeland associates and their family members.

Lakeland Automall associates and their family members.

Regal Automotive associates, Lakeland, FL, and their family members.

Bartow Ford associates and their family members.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23020
Date Established 1978
Assets $1,487.88 million
Loans $733.01 million
Deposits $1,273.08 million
Capital $176.42 million
 

Field of Membership Restrictions

Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.

Deposit Rates - July 26, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Special Clubs
0.05% $0 - Learn More
Prime Share
0.05% $50 - Learn More
Money Market
0.90% $1,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Months
2.52% $500 - Learn More
6 Months Jumbo
2.62% $100,000 - Learn More
1 Year
3.19% $1,000 - Learn More
1 Year Jumbo
3.29% $100,000 - Learn More
2 Year
3.55% $1,000 - Learn More
2 Year Jumbo
3.65% $100,000 - Learn More
3 Year
3.60% $1,000 - Learn More
3 Year Jumbo
3.70% $100,000 - Learn More
4 Year
3.50% $1,000 - Learn More
4 Year Jumbo
3.60% $100,000 - Learn More
5 Year
3.55% $1,000 - Learn More
5 Year Jumbo
3.65% $100,000 - Learn More

Loan Rates - July 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Publix Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding, LLC.
NMLS ID: 6606
6.585% 6.490% 1.00 $3,178 $2,021 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.701% 6.625% 0.63 $2,505 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Publix Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Publix Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

PUBLIX EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Publix Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Publix Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Publix Employees U.S. Average
5.01% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Publix Employees had $8,519,415 in non-current loans and $426,728 in owned assets. To cover these potential losses it had $176,420,285 in net worth and $2,163,004 in loans loss reserves. That gives it a Texas Ratio of 5.01%.

Net Worth
Publix Employees U.S. Average
11.82% 13.65%

Publix Employees FCU has a net worth of 11.82% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Publix Employees

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