This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 135 | 95 |
| 2 | 50,135 | 135 | 95 |
| 3 | 50,270 | 136 | 95 |
| 4 | 50,406 | 136 | 95 |
| 5 | 50,542 | 136 | 96 |
| 6 | 50,679 | 137 | 96 |
| 7 | 50,815 | 137 | 96 |
| 8 | 50,953 | 138 | 96 |
| 9 | 51,090 | 138 | 97 |
| 10 | 51,228 | 138 | 97 |
| 11 | 51,367 | 139 | 97 |
| 12 | 51,505 | 139 | 97 |
| 13 | 51,644 | 139 | 98 |
| 14 | 51,784 | 140 | 98 |
| 15 | 51,924 | 140 | 98 |
| 16 | 52,064 | 141 | 98 |
| 17 | 52,204 | 141 | 99 |
| 18 | 52,345 | 141 | 99 |
| 19 | 52,487 | 142 | 99 |
| 20 | 52,628 | 142 | 99 |
| TOTAL | $2,770 | $1,939 |
| Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 225 | 158 |
| 2 | 50,225 | 226 | 158 |
| 3 | 50,451 | 227 | 159 |
| 4 | 50,678 | 228 | 160 |
| 5 | 50,906 | 229 | 160 |
| 6 | 51,135 | 230 | 161 |
| 7 | 51,365 | 231 | 162 |
| 8 | 51,596 | 232 | 163 |
| 9 | 51,829 | 233 | 163 |
| 10 | 52,062 | 234 | 164 |
| 11 | 52,296 | 235 | 165 |
| 12 | 52,531 | 236 | 165 |
| 13 | 52,768 | 237 | 166 |
| 14 | 53,005 | 239 | 167 |
| 15 | 53,244 | 240 | 168 |
| 16 | 53,483 | 241 | 168 |
| 17 | 53,724 | 242 | 169 |
| 18 | 53,966 | 243 | 170 |
| 19 | 54,209 | 244 | 171 |
| 20 | 54,453 | 245 | 172 |
| TOTAL | $4,698 | $3,288 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.34% |
$500 |
Learn More | |
|
Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$5,000 |
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Last change: ↓0.05% on October 7. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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