This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 300 | 210 |
| 2 | 50,300 | 302 | 211 |
| 3 | 50,602 | 304 | 213 |
| 4 | 50,905 | 305 | 214 |
| 5 | 51,211 | 307 | 215 |
| 6 | 51,518 | 309 | 216 |
| 7 | 51,827 | 311 | 218 |
| 8 | 52,138 | 313 | 219 |
| 9 | 52,451 | 315 | 220 |
| 10 | 52,766 | 317 | 222 |
| 11 | 53,082 | 318 | 223 |
| 12 | 53,401 | 320 | 224 |
| 13 | 53,721 | 322 | 226 |
| 14 | 54,044 | 324 | 227 |
| 15 | 54,368 | 326 | 228 |
| 16 | 54,694 | 328 | 230 |
| 17 | 55,022 | 330 | 231 |
| 18 | 55,352 | 332 | 232 |
| 19 | 55,684 | 334 | 234 |
| 20 | 56,019 | 336 | 235 |
| TOTAL | $6,355 | $4,448 |
| Year | Rate 1.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 740 | 518 |
| 2 | 50,740 | 751 | 526 |
| 3 | 51,491 | 762 | 533 |
| 4 | 52,253 | 773 | 541 |
| 5 | 53,026 | 785 | 549 |
| 6 | 53,811 | 796 | 557 |
| 7 | 54,608 | 808 | 566 |
| 8 | 55,416 | 820 | 574 |
| 9 | 56,236 | 832 | 583 |
| 10 | 57,068 | 845 | 591 |
| 11 | 57,913 | 857 | 600 |
| 12 | 58,770 | 870 | 609 |
| 13 | 59,640 | 883 | 618 |
| 14 | 60,522 | 896 | 627 |
| 15 | 61,418 | 909 | 636 |
| 16 | 62,327 | 922 | 646 |
| 17 | 63,250 | 936 | 655 |
| 18 | 64,186 | 950 | 665 |
| 19 | 65,136 | 964 | 675 |
| 20 | 66,100 | 978 | 685 |
| TOTAL | $17,078 | $11,954 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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