PO BOX 1496
Watford City, ND 58854


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62380
Date Established 1941
Assets $252.42 million
Loans $130.95 million
Deposits $222.63 million
Capital $30.70 million

Dakota West is an NCUA insured institution located in Watford City, ND. It was founded in 1941 and has approximately $252.42 millions in assets.

Who can join?

Membership in Dakota West Credit Union is limited to residents within a seventy five (75) radius of the principle office in Watford City, residents within a fifty (50) mile radius of Grenora, residents within a fifty (50) mile radius of New Town, residents within a fifty (50) mile radius of Turtle Lake, residents within a fifty (50) mile radius of Mohall, residents within a seventy five (75) mile radius of New England and residents within a fifty (50) mile radius of Bowman and family members of said residents.

Field of Membership Restrictions

Dakota West Credit Union of North Dakota is open to the people that live within the specified geographical boundaries that are listed on the credit union website and their family members.

Deposit Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.75% $500 - Learn MoreShow Less
18 Mo CD
1.00% $500 - Learn MoreShow Less
24 Mo CD
1.10% $500 - Learn MoreShow Less
30 Mo CD
1.25% $500 - Learn MoreShow Less
36 Mo CD
1.50% $500 - Learn MoreShow Less
48 Mo CD
1.75% $500 - Learn MoreShow Less
60 Mo CD
2.15% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DAKOTA WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Dakota West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dakota West Locations

Financial Details

Dakota West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakota West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakota West U.S. Average
8.76% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Dakota West had $1,458,198 in non-current loans and $1,378,816 in owned assets. To cover these potential losses it had $30,695,776 in net worth and $1,705,381 in loans loss reserves. That gives it a Texas Ratio of 8.76%.

Net Worth
Dakota West U.S. Average
12.16% 13.21%

Dakota West FCU has a net worth of 12.16% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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