PO BOX 1496
Watford City, ND 58854

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 0.75% 2.25% →
2-Year CD 1.10% 2.30% →
5-Year CD 2.15% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Dakota West is an NCUA insured institution located in Watford City, ND. It was founded in 1941 and has approximately $265.67 millions in assets.

Who can join?

Membership in Dakota West Credit Union is limited to residents within a seventy five (75) radius of the principle office in Watford City, residents within a fifty (50) mile radius of Grenora, residents within a fifty (50) mile radius of New Town, residents within a fifty (50) mile radius of Turtle Lake, residents within a fifty (50) mile radius of Mohall, residents within a seventy five (75) mile radius of New England and residents within a fifty (50) mile radius of Bowman and family members of said residents.

NCUA Insured Yes
Charter Number # # 62380
Date Established 1941
Assets $265.67 million
Loans $117.83 million
Deposits $229.68 million
Capital $33.15 million

Field of Membership Restrictions

Dakota West Credit Union of North Dakota is open to the people that live within the specified geographical boundaries that are listed on the credit union website and their family members.

Deposit Rates - January 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.75% $500 - Learn MoreShow Less
18 Mo CD
1.00% $500 - Learn MoreShow Less
24 Mo CD
1.10% $500 - Learn MoreShow Less
30 Mo CD
1.25% $500 - Learn MoreShow Less
36 Mo CD
1.50% $500 - Learn MoreShow Less
48 Mo CD
1.75% $500 - Learn MoreShow Less
60 Mo CD
2.15% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - January 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DAKOTA WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.320% 3.250% 0.50 $2,237 $1,089 Learn More
NMLS ID: 2890
License#: MC-3098
3.384% 3.375% 0.13 $285 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Dakota West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dakota West Locations

Financial Details

Dakota West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakota West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakota West U.S. Average
10.84% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Dakota West had $2,385,874 in non-current loans and $1,378,815 in owned assets. To cover these potential losses it had $33,148,038 in net worth and $1,569,269 in loans loss reserves. That gives it a Texas Ratio of 10.84%.

Net Worth
Dakota West U.S. Average
12.47% 13.65%

Dakota West FCU has a net worth of 12.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dakota West

Branches and Savings

What is Dakota West?

A federal credit union, registered with the NCUA under certificate #62380.
Learn more about credit unions here.

Is Dakota West FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dakota West?

Please see Field of Membership information above for information on who is eligible to join.

What are Dakota West's share account and share certificate rates?

Dakota West's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dakota West?

Dakota West has total capital of $33.15 million. Full information on Dakota West's financial position is located above.

Who owns Dakota West?

Credit Unions are owned by their members.

Where are Dakota West branches located?

See branch locations nearby.

Are Dakota West ATMs Open 24/7?

Do Dakota West ATMs accept cash deposits?

Can Dakota West customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dakota West have a mobile app?

Does Dakota West have mobile deposit?

Does Dakota West have quick pay?

How can Dakota West transfer money to other banks or credit unions?

Does Dakota West report to credit bureaus?

Does Dakota West use Chexsystems?

Does Dakota West use Equifax?

What is Dakota West's toll free phone number?

What is Dakota West's ACH Routing Number?

What is Dakota West's SWIFT code?

Where can I find Dakota West's wire transfer form?

What is the Dakota West address for deposits?

What Products Does Dakota West Offer

Does Dakota West offer mortgages?

Compare mortgage rates here.

Does Dakota West offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dakota West offer auto and RV loans?

Compare auto loan rates here.

Does Dakota West offer student loans or personal loans?

Compare personal loan rates here.

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