This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 342 | 239 |
| 2 | 50,342 | 344 | 241 |
| 3 | 50,686 | 347 | 243 |
| 4 | 51,033 | 349 | 244 |
| 5 | 51,382 | 351 | 246 |
| 6 | 51,734 | 354 | 248 |
| 7 | 52,087 | 356 | 249 |
| 8 | 52,444 | 359 | 251 |
| 9 | 52,802 | 361 | 253 |
| 10 | 53,164 | 364 | 255 |
| 11 | 53,527 | 366 | 256 |
| 12 | 53,893 | 369 | 258 |
| 13 | 54,262 | 371 | 260 |
| 14 | 54,633 | 374 | 262 |
| 15 | 55,007 | 376 | 263 |
| 16 | 55,383 | 379 | 265 |
| 17 | 55,762 | 381 | 267 |
| 18 | 56,143 | 384 | 269 |
| 19 | 56,527 | 387 | 271 |
| 20 | 56,914 | 389 | 273 |
| TOTAL | $7,303 | $5,112 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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