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Comparison of Deposit Account from JUSTICE with 0.97% - June 2025

Long-Term Analysis of Spratt Savings Bank with 1.61% APY and JUSTICE with 0.97% APY and Brickyard Bank with 0.40% APY and CARTER with 1.55% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Spratt Savings Bank

1.61%

$50,000

48 Month

Bank

1.97x (National Avg. - 0.82%)

$500

SCENARIO

Year	Rate 1.61%	Annual Interest	Annual Interest (After Tax)
1	50,000	805	564
2	50,805	818	573
3	51,623	831	582
4	52,454	845	591
5	53,299	858	601
6	54,157	872	610
7	55,029	886	620
8	55,915	900	630
9	56,815	915	640
10	57,730	929	651
11	58,659	944	661
12	59,603	960	672
13	60,563	975	683
14	61,538	991	694
15	62,529	1,007	705
16	63,536	1,023	716
17	64,558	1,039	728
18	65,598	1,056	739
19	66,654	1,073	751
20	67,727	1,090	763
	TOTAL	$18,818	$13,172

LOCAL CD

JUSTICE

0.97%

$50,000

60 Month

Credit Union

1.06x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.97%	Annual Interest	Annual Interest (After Tax)
1	50,000	486	340
2	50,486	490	343
3	50,976	495	346
4	51,471	500	350
5	51,970	505	353
6	52,475	510	357
7	52,985	514	360
8	53,499	519	364
9	54,019	525	367
10	54,543	530	371
11	55,073	535	374
12	55,607	540	378
13	56,147	545	382
14	56,693	550	385
15	57,243	556	389
16	57,799	561	393
17	58,360	567	397
18	58,927	572	401
19	59,499	578	404
20	60,077	583	408
	TOTAL	$10,660	$7,462

LOCAL CD

Brickyard Bank

0.40%

$50,000

24 Month

Bank

0.61x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

CARTER

1.55%

$50,000

60 Month

Credit Union

1.68x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	775	543
2	50,775	787	551
3	51,562	799	559
4	52,361	812	568
5	53,173	824	577
6	53,997	837	586
7	54,834	850	595
8	55,684	863	604
9	56,547	876	614
10	57,423	890	623
11	58,314	904	633
12	59,217	918	643
13	60,135	932	652
14	61,067	947	663
15	62,014	961	673
16	62,975	976	683
17	63,951	991	694
18	64,942	1,007	705
19	65,949	1,022	716
20	66,971	1,038	727
	TOTAL	$18,009	$12,607

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from JUSTICE with 0.97% - June 2025

Long-Term Analysis of Spratt Savings Bank with 1.61% APY and JUSTICE with 0.97% APY and Brickyard Bank with 0.40% APY and CARTER with 1.55% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from JUSTICE with 0.97% - June 2025