This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,400 | 1,680 |
| 2 | 52,400 | 2,515 | 1,761 |
| 3 | 54,915 | 2,636 | 1,845 |
| 4 | 57,551 | 2,762 | 1,934 |
| 5 | 60,314 | 2,895 | 2,027 |
| 6 | 63,209 | 3,034 | 2,124 |
| 7 | 66,243 | 3,180 | 2,226 |
| 8 | 69,422 | 3,332 | 2,333 |
| 9 | 72,755 | 3,492 | 2,445 |
| 10 | 76,247 | 3,660 | 2,562 |
| 11 | 79,907 | 3,836 | 2,685 |
| 12 | 83,742 | 4,020 | 2,814 |
| 13 | 87,762 | 4,213 | 2,949 |
| 14 | 91,974 | 4,415 | 3,090 |
| 15 | 96,389 | 4,627 | 3,239 |
| 16 | 101,016 | 4,849 | 3,394 |
| 17 | 105,865 | 5,081 | 3,557 |
| 18 | 110,946 | 5,325 | 3,728 |
| 19 | 116,271 | 5,581 | 3,907 |
| 20 | 121,852 | 5,849 | 4,094 |
| TOTAL | $77,701 | $54,391 |
| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 500 | 350 |
| 2 | 50,500 | 505 | 354 |
| 3 | 51,005 | 510 | 357 |
| 4 | 51,515 | 515 | 361 |
| 5 | 52,030 | 520 | 364 |
| 6 | 52,551 | 526 | 368 |
| 7 | 53,076 | 531 | 372 |
| 8 | 53,607 | 536 | 375 |
| 9 | 54,143 | 541 | 379 |
| 10 | 54,684 | 547 | 383 |
| 11 | 55,231 | 552 | 387 |
| 12 | 55,783 | 558 | 390 |
| 13 | 56,341 | 563 | 394 |
| 14 | 56,905 | 569 | 398 |
| 15 | 57,474 | 575 | 402 |
| 16 | 58,048 | 580 | 406 |
| 17 | 58,629 | 586 | 410 |
| 18 | 59,215 | 592 | 415 |
| 19 | 59,807 | 598 | 419 |
| 20 | 60,405 | 604 | 423 |
| TOTAL | $11,010 | $7,707 |
| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 400 | 280 |
| 2 | 50,400 | 403 | 282 |
| 3 | 50,803 | 406 | 284 |
| 4 | 51,210 | 410 | 287 |
| 5 | 51,619 | 413 | 289 |
| 6 | 52,032 | 416 | 291 |
| 7 | 52,449 | 420 | 294 |
| 8 | 52,868 | 423 | 296 |
| 9 | 53,291 | 426 | 298 |
| 10 | 53,717 | 430 | 301 |
| 11 | 54,147 | 433 | 303 |
| 12 | 54,580 | 437 | 306 |
| 13 | 55,017 | 440 | 308 |
| 14 | 55,457 | 444 | 311 |
| 15 | 55,901 | 447 | 313 |
| 16 | 56,348 | 451 | 316 |
| 17 | 56,799 | 454 | 318 |
| 18 | 57,253 | 458 | 321 |
| 19 | 57,711 | 462 | 323 |
| 20 | 58,173 | 465 | 326 |
| TOTAL | $8,638 | $6,047 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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