P.O. BOX 9818
Columbus, GA 31908
| NCUA Insured | Yes |
| Charter Number # | # 10866 |
| Date Established | 1956 |
| Assets | $412.40 million |
| Loans | $314.18 million |
| Deposits | $361.07 million |
| Capital | $46.73 million |
Kinetic is an NCUA insured institution located in Columbus, GA. It was founded in 1956 and has approximately $412.4 millions in assets.
Who can join?
TIC Federal Credit Union serves anyone who lives, works, worships, volunteers, or attends school in Muscogee, Chattahoochee, Harris, or Marion counties in Georgia and Lee, Russell, and Macon counties in Alabama.
To be eligible to join TIC Federal Credit Union through an immediate family member, the family member must be a current member of TIC Federal Credit Union at the time you apply. Immediate family is defined as:
Spouse
Children
Siblings
Parents
Grandparents
Grandchildren
Stepchildren
Step siblings
Step grandparents
Step grandchildren
Adoptive Relations (that fall within the above categories)
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $25 | - | Learn More |
|
Compare with 2.30% APY Savings Builder from CIT Bank | Advertiser Disclosure
|
||||
|
Money Market
|
0.45% | $2,500 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.41% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.60% | $500 | - | Learn More |
| 6 Mo CD
|
0.65% | $500 | - | Learn More |
| 12 Mo CD
|
1.40% | $500 | - | Learn More |
| 18 Mo CD
|
1.98% | $500 | - | Learn More |
| 24 Mo CD
|
1.70% | $500 | - | Learn More |
| 30 Mo CD
|
1.75% | $500 | - | Learn More |
| 36 Mo CD
|
1.80% | $500 | - | Learn More |
| 48 Mo CD
|
2.00% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.35% | $5 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for KINETIC
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MC-3098 |
3.756% | 3.750% | 0.13 | $175 | $1,158 | Learn More |
NMLS ID: 3030 |
4.990% | 4.990% | 0.00 | $0 | $1,341 | Learn More |
NMLS ID: 3030 |
4.500% | 4.500% | 0.00 | $0 | $1,267 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
4.490 %
|
$0 |
Learn More
More Info |
Note to KINETIC
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Kinetic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Kinetic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Kinetic | U.S. Average |
|---|---|
| 9.65% | 6.77 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2019, Kinetic had $4,025,082 in non-current loans and $811,910 in owned assets. To cover these potential losses it had $46,727,723 in net worth and $3,385,018 in loans loss reserves. That gives it a Texas Ratio of 9.65%.
| Kinetic | U.S. Average |
|---|---|
| 11.33% | 13.47% |
Kinetic FCU has a net worth of 11.33% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #10866.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Kinetic has total capital of $46.73 million. Full information on Kinetic's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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Last Update on July 20, 2019
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