Compare Savings vs. CDs
Comparison of Deposit Account from KITSAP with 0.88%
- September 2026
Long-Term Analysis of MOUNTAINCREST with 0.75% APY and MOUNTAINCREST with 0.50% APY and VERITY with 0.30% APY and KITSAP with 0.47% APY and KITSAP with 0.88% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.75%-$50,00024 MonthCredit Union1.13x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641 - 2LOCAL CD0.50%-$50,0006 MonthCredit Union1.24x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 3LOCAL CD0.30%-$50,0006 MonthCredit Union0.74x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 4LOCAL CD0.47%-$50,00012 MonthCredit Union0.86x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.47%Annual
InterestAnnual Interest
(After Tax)1 50,000 235 165 2 50,235 236 165 3 50,471 237 166 4 50,708 238 167 5 50,947 239 168 6 51,186 241 168 7 51,427 242 169 8 51,668 243 170 9 51,911 244 171 10 52,155 245 172 11 52,400 246 172 12 52,647 247 173 13 52,894 249 174 14 53,143 250 175 15 53,392 251 176 16 53,643 252 176 17 53,895 253 177 18 54,149 254 178 19 54,403 256 179 20 54,659 257 180 TOTAL $4,916 $3,441 - 5LOCAL CD0.88%-$50,00060 MonthCredit Union0.95x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.88%Annual
InterestAnnual Interest
(After Tax)1 50,000 440 308 2 50,440 444 311 3 50,884 448 313 4 51,332 452 316 5 51,783 456 319 6 52,239 460 322 7 52,699 464 325 8 53,163 468 327 9 53,630 472 330 10 54,102 476 333 11 54,578 480 336 12 55,059 485 339 13 55,543 489 342 14 56,032 493 345 15 56,525 497 348 16 57,022 502 351 17 57,524 506 354 18 58,030 511 357 19 58,541 515 361 20 59,056 520 364 TOTAL $9,576 $6,703
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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