Kitsap

Headquarters

Po Box 990
Bremerton, WA 98337
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.97% 0.80% →
2-Year CD 0.55% 0.80% →
5-Year CD 0.88% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kitsap is an NCUA insured institution located in Bremerton, WA. It was founded in 1934 and has approximately $1845.31 millions in assets.

Who can join?

There are 17 local branches in North Mason, and Northwestern Pierce Counties. Membership eligibility is open to all those who live and work
in Washington State.

NCUA Insured Yes / State-Chartered
Charter Number # # 68576
Date Established 1934
Assets $1,845.31 million
Loans $1,180.27 million
Deposits $1,683.77 million
Capital $152.18 million
 

Field of Membership Restrictions

Membership in Kitsap Credit Union is open to anyone who lives, works, worships or attends school in the state of Washington and to their immediate family.

Deposit Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.38% $10,000 $14,999 Learn More
6 Mo CD
0.88% $100,000 $199,999 Learn More
12 Mo CD
0.47% $10,000 $14,999 Learn More
12 Mo CD
0.97% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.62% $10,000 $14,999 Learn More
36 Mo CD
0.62% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.88% $10,000 $14,999 Learn More
60 Mo CD
0.88% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Gold Checking 1.00% $0 $0.00 Learn MoreShow Less

Loan Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KITSAP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
2.943% 2.875% 0.88 $2,182 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to KITSAP
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Kitsap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Kitsap Locations


Financial Details

Kitsap Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kitsap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kitsap U.S. Average
4.28% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Kitsap had $6,286,780 in non-current loans and $776,443 in owned assets. To cover these potential losses it had $152,181,713 in net worth and $12,684,425 in loans loss reserves. That gives it a Texas Ratio of 4.28%.

Net Worth
Kitsap U.S. Average
8.24% 12.20%

Kitsap FCU has a net worth of 8.24% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kitsap

Branches and Savings

What is Kitsap?

A credit union, registered with the NCUA under certificate #68576.
Learn more about credit unions here.

Is Kitsap FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Kitsap is insured by the NCUA.

Who can join Kitsap?

Please see Field of Membership information above for information on who is eligible to join.

What are Kitsap's share account and share certificate rates?

Kitsap's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kitsap?

Kitsap has total capital of $152.18 million. Full information on Kitsap's financial position is located above.

Who owns Kitsap?

Credit Unions are owned by their members.

Where are Kitsap branches located?

See branch locations nearby.

Are Kitsap ATMs Open 24/7?

Do Kitsap ATMs accept cash deposits?

Can Kitsap customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kitsap have a mobile app?

Does Kitsap have mobile deposit?

Does Kitsap have quick pay?

How can Kitsap transfer money to other banks or credit unions?

Does Kitsap report to credit bureaus?

Does Kitsap use Chexsystems?

Does Kitsap use Equifax?

What is Kitsap's toll free phone number?

What is Kitsap's ACH Routing Number?

What is Kitsap's SWIFT code?

Where can I find Kitsap's wire transfer form?

What is the Kitsap address for deposits?

What Products Does Kitsap Offer

Does Kitsap offer mortgages?

Compare mortgage rates here.

Does Kitsap offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kitsap offer auto and RV loans?

Compare auto loan rates here.

Does Kitsap offer student loans or personal loans?

Compare personal loan rates here.

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