Kitsap Credit Union


Po Box 990
Bremerton, WA 98337
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.97% 2.02% →
2-Year CD 0.55% 2.87% →
5-Year CD 0.88% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Kitsap is an NCUA insured institution located in Bremerton, WA. It was founded in 1934 and has approximately $2025.79 millions in assets.

Who can join?

There are 17 local branches in North Mason, and Northwestern Pierce Counties. Membership eligibility is open to all those who live and work
in Washington State.

NCUA Insured Yes / State-Chartered
Charter Number # # 68576
Date Established 1934
Assets $2,025.79 million
Loans $1,252.08 million
Deposits $1,849.16 million
Capital $168.01 million

Field of Membership Restrictions

Membership in Kitsap Credit Union is open to anyone who lives, works, worships or attends school in the state of Washington and to their immediate family.

Deposit Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.38% $10,000 $14,999 Learn More
6 Mo CD
0.88% $100,000 $199,999 Learn More
12 Mo CD
0.47% $10,000 $14,999 Learn More
12 Mo CD
0.97% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.62% $10,000 $14,999 Learn More
36 Mo CD
0.62% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.88% $10,000 $14,999 Learn More
60 Mo CD
0.88% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Gold Checking 1.00% $0 $0.00 Learn MoreShow Less

Loan Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KITSAP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.086% 5.990% 0.88 $2,590 $1,498 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to KITSAP
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Kitsap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Kitsap Locations

Climate Initiatives

KITSAP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kitsap Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kitsap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kitsap U.S. Average
5.87% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Kitsap had $9,515,969 in non-current loans and $984,201 in owned assets. To cover these potential losses it had $168,008,233 in net worth and $10,926,206 in loans loss reserves. That gives it a Texas Ratio of 5.87%.

Net Worth
Kitsap U.S. Average
8.29% 12.36%

Kitsap FCU has a net worth of 8.29% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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