Verity Credit Union

Headquarters

11027 Meridian Ave N
Seattle, WA 98133
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.66% →
1-Year CD 1.00% 4.59% →
2-Year CD 1.10% 4.25% →
5-Year CD 1.25% 4.20% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Verity is an NCUA insured institution located in Seattle, WA. It was founded in 1933 and has approximately $773.53 millions in assets.

Who can join?

Anyone who lives, works or worships in Washington State can join. Members of Select Employee Groups can also join. Or, you can also join when you open a Share Savings account at a branch location.

NCUA Insured Yes / State-Chartered
Charter Number # # 68517
Date Established 1933
Assets $773.53 million
Loans $601.92 million
Deposits $674.21 million
Capital $69.81 million
 

Field of Membership Restrictions

Verity membership eligibility is extended to: - anyone that lives, works, worships or goes to school in any county within Washington state; - family members of an existing member; - any member or employee of one of our Select Employee Groups.

Deposit Rates - July 12, 2025

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less

Loan Rates - July 12, 2025

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Verity

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Yakima Federal Savings & Loan Association
NMLS ID: 432980
6.245% 6.125% 0.00 $4,324 $1,945 Learn More
District Lending
NMLS ID: 1835285
6.266% 6.125% 1.00 $4,800 $1,945 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.342% 6.250% 0.63 $3,130 $1,971 Learn More
Barrett Financial Group
NMLS ID: 181106
License#: 1998387
6.551% 6.375% 0.75 $6,026 $1,997 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity
Figure Home Equity
See Table
Intro APR
6.800 %
After Intro: 6.800 %
$15,000 Learn More
More Info
Four Leaf Federal Credit Union
Four Leaf Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.125 %
After Intro: 10.125 %
$0 Learn More
More Info

Note to Verity
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Verity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington



Climate Policy and Initiatives

VERITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Verity Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Verity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Verity U.S. Average
16.21% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Verity had $11,589,968 in non-current loans and $416,694 in owned assets. To cover these potential losses it had $69,814,805 in net worth and $4,258,432 in loans loss reserves. That gives it a Texas Ratio of 16.21%.

Net Worth
Verity U.S. Average
9.03% 14.25%

Verity FCU has a net worth of 9.03% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Verity

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