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Comparison of Deposit Account from KRAFTCOR with 1.41% - September 2026


Long-Term Analysis of First IC Bank with 0.75% APY and KRAFTCOR with 1.41% APY and KRAFTCOR with 0.80% APY and L & N with 1.15% APY and PARTNERS 1ST with 0.55% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First IC Bank
    0.75%
    -
    $50,000
    24 Month
    Bank
    1.13x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL CD
    KRAFTCOR
    1.41%
    -
    $50,000
    48 Month
    Credit Union
    1.71x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    1.41%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 704 492
    2 50,704 713 499
    3 51,417 723 506
    4 52,140 734 514
    5 52,874 744 521
    6 53,618 754 528
    7 54,372 765 536
    8 55,137 776 543
    9 55,913 787 551
    10 56,700 798 558
    11 57,498 809 566
    12 58,307 820 574
    13 59,127 832 582
    14 59,959 844 591
    15 60,802 855 599
    16 61,658 868 607
    17 62,525 880 616
    18 63,405 892 624
    19 64,297 905 633
    20 65,202 917 642
    TOTAL $16,119 $11,284
  • 3
    LOCAL CD
    KRAFTCOR
    0.80%
    -
    $50,000
    6 Month
    Credit Union
    1.99x (National Avg. - 0.40%)
    $1,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 401 281
    2 50,401 404 283
    3 50,805 407 285
    4 51,213 411 288
    5 51,623 414 290
    6 52,037 417 292
    7 52,455 421 294
    8 52,875 424 297
    9 53,300 427 299
    10 53,727 431 302
    11 54,158 434 304
    12 54,592 438 306
    13 55,030 441 309
    14 55,471 445 311
    15 55,916 448 314
    16 56,365 452 316
    17 56,817 456 319
    18 57,272 459 322
    19 57,732 463 324
    20 58,195 467 327
    TOTAL $8,661 $6,063
  • 4
    LOCAL CD
    L & N
    1.15%
    -
    $50,000
    60 Month
    Credit Union
    1.24x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993
  • 5
    LOCAL CD
    PARTNERS 1ST
    0.55%
    -
    $50,000
    60 Month
    Credit Union
    0.59x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058

    All calculations are for demonstration purposes only.

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    Last Update on September 8, 2026

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