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Comparison of Deposit Account from KRAFTCOR with 1.41% - June 2025


Long-Term Analysis of KRAFTCOR with 1.41% APY and Passumpsic Savings Bank with 0.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    KRAFTCOR
    1.41%
    -
    $50,000
    48 Month
    Credit Union
    1.72x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    1.41%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 704 492
    2 50,704 713 499
    3 51,417 723 506
    4 52,140 734 514
    5 52,874 744 521
    6 53,618 754 528
    7 54,372 765 536
    8 55,137 776 543
    9 55,913 787 551
    10 56,700 798 558
    11 57,498 809 566
    12 58,307 820 574
    13 59,127 832 582
    14 59,959 844 591
    15 60,802 855 599
    16 61,658 868 607
    17 62,525 880 616
    18 63,405 892 624
    19 64,297 905 633
    20 65,202 917 642
    TOTAL $16,119 $11,284
  • 2
    LOCAL CD
    Passumpsic Savings Bank
    0.30%
    -
    $50,000
    6 Month
    Bank
    0.73x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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    Last Update on June 15, 2025

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