WILDFIRE

PO BOX 3285
Saginaw, MI 48605

Notable Rates APY Vs.Others
Savings 0.15% 2.60% →
1-Year CD 1.75% 2.30% →
2-Year CD 2.15% 2.50% →
5-Year CD 2.65% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Wildfire is an NCUA insured institution located in Saginaw, MI. It was founded in 1937 and has approximately $822.37 millions in assets.

Who can join?

Membership is available to:

Persons who live, work, worship, or attend a school in the following counties:

Saginaw, Bay, Midland, Genesee, Gratiot, Shiawassee, Tuscola, Isabella, Gladwin, Arenac, Clare, Iosco, Ogemaw, Roscommon, Missaukee, Wexford, Crawford, Kalkaska, Grand Traverse, Benzie, Otsego, Antrim, Leelanau

All family members of existing members

Everyone employed in the communications field in the State of Michigan

The communications field includes those who are employed in or retired from: telephone, radio, television, newspaper, cable, advertising and publishing companies and those companies whose primary products or services utilize or involve the communications industry.

NCUA Insured Yes
Charter Number # # 60057
Date Established 1937
Assets $822.37 million
Loans $502.20 million
Deposits $710.66 million
Capital $101.72 million
 

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to the following: (1) those who live, work, attend school or worship in Antrim, Arenac, Bay, Benzie, Clare, Crawford, Genesee, Gladwin, Grand Traverse, Gratiot, Iosco, Isabella, Kalkaska, Leelanau, Midland, Missaukee, Ogemaw, Otesgo, Roscommon, Saginaw, Shiawassee, Tuscola, or Wexford Counties in Michigan; (2) employees or retirees in the communications industry within Michigan.

Deposit Rates - November 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $1,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.75% $2,000 $99,999 Learn MoreShow Less
Special: 14 Mo FIRA
2.00% $500 - Learn MoreShow Less
Special: 62 Mo FIRA
2.75% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.30% $2,000 $99,999 Learn MoreShow Less
1.75% $2,000 $99,999 Learn MoreShow Less
Special: 14 Mo CD
2.00% $500 - Learn MoreShow Less
1.85% $2,000 $99,999 Learn MoreShow Less
2.15% $2,000 $99,999 Learn MoreShow Less
2.15% $2,000 $99,999 Learn MoreShow Less
2.35% $2,000 $99,999 Learn MoreShow Less
2.50% $2,000 $99,999 Learn MoreShow Less
2.65% $2,000 $99,999 Learn MoreShow Less
Special: 62 Mo CD
2.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $5 - Learn MoreShow Less

Loan Rates - November 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WILDFIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.535% 3.500% 0.50 $1,102 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to WILDFIRE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Wildfire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wildfire Locations


Financial Details

Wildfire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wildfire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wildfire U.S. Average
1.39% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Wildfire had $1,101,719 in non-current loans and $350,170 in owned assets. To cover these potential losses it had $101,716,695 in net worth and $2,496,503 in loans loss reserves. That gives it a Texas Ratio of 1.39%.

Net Worth
Wildfire U.S. Average
12.36% 13.65%

Wildfire FCU has a net worth of 12.36% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wildfire

Branches and Savings

What is Wildfire?

A federal credit union, registered with the NCUA under certificate #60057.
Learn more about credit unions here.

Is Wildfire FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wildfire?

Please see Field of Membership information above for information on who is eligible to join.

What are Wildfire's share account and share certificate rates?

Wildfire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wildfire?

Wildfire has total capital of $101.72 million. Full information on Wildfire's financial position is located above.

Who owns Wildfire?

Credit Unions are owned by their members.

Where are Wildfire branches located?

See branch locations nearby.

Are Wildfire ATMs Open 24/7?

Do Wildfire ATMs accept cash deposits?

Can Wildfire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wildfire have a mobile app?

Does Wildfire have mobile deposit?

Does Wildfire have quick pay?

How can Wildfire transfer money to other banks or credit unions?

Does Wildfire report to credit bureaus?

Does Wildfire use Chexsystems?

Does Wildfire use Equifax?

What is Wildfire's toll free phone number?

What is Wildfire's ACH Routing Number?

What is Wildfire's SWIFT code?

Where can I find Wildfire's wire transfer form?

What is the Wildfire address for deposits?

What Products Does Wildfire Offer

Does Wildfire offer mortgages?

Compare mortgage rates here.

Does Wildfire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wildfire offer auto and RV loans?

Compare auto loan rates here.

Does Wildfire offer student loans or personal loans?

Compare personal loan rates here.

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