This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 10 | 7 |
| 2 | 50,010 | 10 | 7 |
| 3 | 50,020 | 10 | 7 |
| 4 | 50,030 | 10 | 7 |
| 5 | 50,040 | 10 | 7 |
| 6 | 50,050 | 10 | 7 |
| 7 | 50,060 | 10 | 7 |
| 8 | 50,070 | 10 | 7 |
| 9 | 50,080 | 10 | 7 |
| 10 | 50,090 | 10 | 7 |
| 11 | 50,100 | 10 | 7 |
| 12 | 50,110 | 10 | 7 |
| 13 | 50,120 | 10 | 7 |
| 14 | 50,130 | 10 | 7 |
| 15 | 50,140 | 10 | 7 |
| 16 | 50,150 | 10 | 7 |
| 17 | 50,160 | 10 | 7 |
| 18 | 50,170 | 10 | 7 |
| 19 | 50,180 | 10 | 7 |
| 20 | 50,190 | 10 | 7 |
| TOTAL | $200 | $140 |
| Year | Rate 1.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 630 | 441 |
| 2 | 50,630 | 638 | 447 |
| 3 | 51,268 | 646 | 452 |
| 4 | 51,914 | 654 | 458 |
| 5 | 52,568 | 662 | 464 |
| 6 | 53,230 | 671 | 469 |
| 7 | 53,901 | 679 | 475 |
| 8 | 54,580 | 688 | 481 |
| 9 | 55,268 | 696 | 487 |
| 10 | 55,964 | 705 | 494 |
| 11 | 56,669 | 714 | 500 |
| 12 | 57,384 | 723 | 506 |
| 13 | 58,107 | 732 | 512 |
| 14 | 58,839 | 741 | 519 |
| 15 | 59,580 | 751 | 525 |
| 16 | 60,331 | 760 | 532 |
| 17 | 61,091 | 770 | 539 |
| 18 | 61,861 | 779 | 546 |
| 19 | 62,640 | 789 | 552 |
| 20 | 63,429 | 799 | 559 |
| TOTAL | $14,229 | $9,960 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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Last change: ↑0.34% on May 27. |
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