2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6912
Date Established 1950
Assets $148.42 million
Loans $61.50 million
Deposits $134.61 million
Capital $12.70 million

Geico is an NCUA insured institution located in Washington, DC. It was founded in 1950 and has approximately $148.42 millions in assets.

Field of Membership Restrictions

Membership is open to associates of the GEICO Corporation and its subsidiaries, employees of Banner Life Insurance Company, and immediate family of those eligible.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $5,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 $74,999 Learn MoreShow Less
Fixed IRA
1.81% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.66% $1,000 - Learn MoreShow Less
12 Mo CD
1.81% $1,000 - Learn MoreShow Less
18 Mo CD
1.92% $1,000 - Learn MoreShow Less
24 Mo CD
2.12% $1,000 - Learn MoreShow Less
36 Mo CD
2.22% $1,000 - Learn MoreShow Less
48 Mo CD
2.33% $1,000 - Learn MoreShow Less
60 Mo CD
2.53% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.35% $5 - Learn MoreShow Less

Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEICO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to GEICO
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Geico branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Geico Locations

Financial Details

Geico Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Geico. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Geico U.S. Average
5.30% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Geico had $685,772 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,696,205 in net worth and $255,015 in loans loss reserves. That gives it a Texas Ratio of 5.30%.

Net Worth
Geico U.S. Average
8.55% 13.47%

Geico FCU has a net worth of 8.55% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Geico

Branches and Savings

What is Geico?

A federal credit union, registered with the NCUA under certificate #6912.
Learn more about credit unions here.

Is Geico FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Geico?

Please see Field of Membership information above for information on who is eligible to join.

What are Geico's share account and share certificate rates?

Geico's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Geico?

Geico has total capital of $12.70 million. Full information on Geico's financial position is located above.

Who owns Geico?

Credit Unions are owned by their members.

Where are Geico branches located?

See branch locations nearby.

Are Geico ATMs Open 24/7?

Do Geico ATMs accept cash deposits?

Can Geico customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Geico have a mobile app?

Does Geico have mobile deposit?

Does Geico have quick pay?

How can Geico transfer money to other banks or credit unions?

Does Geico report to credit bureaus?

Does Geico use Chexsystems?

Does Geico use Equifax?

What is Geico's toll free phone number?

What is Geico's ACH Routing Number?

What is Geico's SWIFT code?

Where can I find Geico's wire transfer form?

What is the Geico address for deposits?

What Products Does Geico Offer

Does Geico offer mortgages?

Compare mortgage rates here.

Does Geico offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Geico offer auto and RV loans?

Compare auto loan rates here.

Does Geico offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Geico

There are currently no comments for Geico. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →