This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.43% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,215 | 1,551 |
| 2 | 52,215 | 2,313 | 1,619 |
| 3 | 54,528 | 2,416 | 1,691 |
| 4 | 56,944 | 2,523 | 1,766 |
| 5 | 59,466 | 2,634 | 1,844 |
| 6 | 62,101 | 2,751 | 1,926 |
| 7 | 64,852 | 2,873 | 2,011 |
| 8 | 67,725 | 3,000 | 2,100 |
| 9 | 70,725 | 3,133 | 2,193 |
| 10 | 73,858 | 3,272 | 2,290 |
| 11 | 77,130 | 3,417 | 2,392 |
| 12 | 80,547 | 3,568 | 2,498 |
| 13 | 84,115 | 3,726 | 2,608 |
| 14 | 87,841 | 3,891 | 2,724 |
| 15 | 91,733 | 4,064 | 2,845 |
| 16 | 95,796 | 4,244 | 2,971 |
| 17 | 100,040 | 4,432 | 3,102 |
| 18 | 104,472 | 4,628 | 3,240 |
| 19 | 109,100 | 4,833 | 3,383 |
| 20 | 113,933 | 5,047 | 3,533 |
| TOTAL | $68,980 | $48,286 |
| Year | Rate 3.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,950 | 1,365 |
| 2 | 51,950 | 2,026 | 1,418 |
| 3 | 53,976 | 2,105 | 1,474 |
| 4 | 56,081 | 2,187 | 1,531 |
| 5 | 58,268 | 2,272 | 1,591 |
| 6 | 60,541 | 2,361 | 1,653 |
| 7 | 62,902 | 2,453 | 1,717 |
| 8 | 65,355 | 2,549 | 1,784 |
| 9 | 67,904 | 2,648 | 1,854 |
| 10 | 70,552 | 2,752 | 1,926 |
| 11 | 73,304 | 2,859 | 2,001 |
| 12 | 76,162 | 2,970 | 2,079 |
| 13 | 79,133 | 3,086 | 2,160 |
| 14 | 82,219 | 3,207 | 2,245 |
| 15 | 85,426 | 3,332 | 2,332 |
| 16 | 88,757 | 3,462 | 2,423 |
| 17 | 92,219 | 3,597 | 2,518 |
| 18 | 95,815 | 3,737 | 2,616 |
| 19 | 99,552 | 3,883 | 2,718 |
| 20 | 103,434 | 4,034 | 2,824 |
| TOTAL | $57,468 | $40,228 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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