Listerhill Credit Union


P.o. Box 566
Sheffield, AL 35660
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Notable Rates APY Vs.Others
Savings 0.20% 5.50% →
1-Year CD 4.72% 5.38% →
2-Year CD 4.09% 4.95% →
5-Year CD 2.97% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Listerhill is an NCUA insured institution located in Sheffield, AL. It was founded in 1952 and has approximately $1444.32 millions in assets.

Who can join?

You are eligible for membership if you live, work, or attend school in one of the following counties in northwest Alabama or southcentral Tennessee:

Alabama: Colbert, Cullman, Fayette, Franklin, Lamar, Lauderdale, Lawrence, Limestone, Marion, Morgan, Walker, Winston

Tennessee: Maury

You can also join, if you are related to a current member or if you work for a member company.

NCUA Insured Yes / State-Chartered
Charter Number # # 63057
Date Established 1952
Assets $1,444.32 million
Loans $1,049.18 million
Deposits $1,310.34 million
Capital $148.72 million

Field of Membership Restrictions

Membership in Listerhill Credit Union is open to those who live, attend school or work in Lauderdale, Colbert, Limestone, Franklin, Lawrence, Morgan, Marion, Winston, Cullman, Lamar, Fayette, Winston, Cullman, or Walker Counties in Alabama or in Maury County in Tennessee. Membership is also open to employees of 3M Company, Jimmy Dean Foods, and over 100 area Select Employer Groups.

Deposit Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $5 - Learn More
Money Market
1.75% $10,000 $49,999 Learn More
Money Market
2.30% $50,000 $99,999 Learn More
Money Market
2.35% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
4.72% $500 - Learn More
18 Mo CD
4.43% $500 - Learn More
24 Mo CD
4.09% $500 - Learn More
36 Mo CD
3.50% $500 - Learn More
48 Mo CD
3.36% $500 - Learn More
60 Mo CD
2.97% $500 - Learn More

Loan Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Listerhill

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
6.644% 6.500% 0.50 $4,803 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.706% 6.625% 0.63 $2,684 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.844% 6.750% 1.00 $3,098 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Listerhill
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Below are Listerhill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Policy and Initiatives

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Financial Details

Listerhill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Listerhill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Listerhill U.S. Average
6.30% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Listerhill had $9,481,229 in non-current loans and $191,583 in owned assets. To cover these potential losses it had $148,722,859 in net worth and $4,726,929 in loans loss reserves. That gives it a Texas Ratio of 6.30%.

Net Worth
Listerhill U.S. Average
10.28% 13.65%

Listerhill FCU has a net worth of 10.28% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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