LISTERHILL

P.O. BOX 566
Sheffield, AL 35660

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63057
Date Established 1952
Assets $780.31 million
Loans $591.71 million
Deposits $702.50 million
Capital $83.13 million

Listerhill is an NCUA insured institution located in Sheffield, AL. It was founded in 1952 and has approximately $780.31 millions in assets.

Who can join?

You are eligible for membership if you live, work, or attend school in one of the following counties in northwest Alabama or southcentral Tennessee:

Alabama: Colbert, Cullman, Fayette, Franklin, Lamar, Lauderdale, Lawrence, Limestone, Marion, Morgan, Walker, Winston

Tennessee: Maury

You can also join, if you are related to a current member or if you work for a member company.

Field of Membership Restrictions

Membership in Listerhill Credit Union is open to those who live, attend school or work in Lauderdale, Colbert, Limestone, Franklin, Lawrence, Morgan, Marion, Winston, Cullman, Lamar, Fayette, Winston, Cullman, or Walker Counties in Alabama or in Maury County in Tennessee. Membership is also open to employees of 3M Company, Jimmy Dean Foods, and over 100 area Select Employer Groups.

Deposit Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.55% $500 - Learn MoreShow Less
6 Mo CD 10K
1.61% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.81% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.45% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.08% $1 $9,999 Learn MoreShow Less

Loan Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LISTERHILL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,400 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to LISTERHILL
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Listerhill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Listerhill Locations

Financial Details

Listerhill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Listerhill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Listerhill U.S. Average
12.24% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Listerhill had $8,992,850 in non-current loans and $2,011,228 in owned assets. To cover these potential losses it had $83,134,094 in net worth and $6,797,980 in loans loss reserves. That gives it a Texas Ratio of 12.24%.

Net Worth
Listerhill U.S. Average
10.65% 13.08%

Listerhill FCU has a net worth of 10.65% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Listerhill

What is Listerhill?

A federal credit union, registered with the NCUA under certificate #63057.
Learn more about credit unions here.

Is Listerhill FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Listerhill?

Please see Field of Membership information above for information on who is eligible to join.

What are Listerhill's share account and share certificate rates?

Listerhill's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Listerhill?

Listerhill has total capital of $83.13 million. Full information on Listerhill's financial position is located above.

Who owns Listerhill?

Credit Unions are owned by their members.

Where are Listerhill branches located?

See branch locations nearby.

Are Listerhill ATMs Open 24/7?

Do Listerhill ATMs accept cash deposits?

Can Listerhill customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Listerhill have a mobile app?

Does Listerhill have mobile deposit?

Does Listerhill have quick pay?

How can Listerhill transfer money to other banks or credit unions?

Does Listerhill report to credit bureaus?

Does Listerhill use Chexsystems?

Does Listerhill use Equifax?

What is Listerhill's toll free phone number?

What is Listerhill's ACH Routing Number?

What is Listerhill's SWIFT code?

Where can I find Listerhill's wire transfer form?

What is the Listerhill address for deposits?

What Products Does Listerhill Offer

Does Listerhill offer mortgages?

Compare mortgage rates here.

Does Listerhill offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Listerhill offer auto and RV loans?

Compare auto loan rates here.

Does Listerhill offer student loans or personal loans?

Compare personal loan rates here.

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