ConnectOne Bank
Headquarters
301 Sylvan Ave
Englewood Cliffs, NJ 07632
See all branch locations →
ACH 021213944
Reviewed by Adam Liu | December 23, 2025
(It's very urgent, therefore we kindly ask you to forward this message to your CEO. If you believe this has been sent to you in error, please ignore it. Thanks)
Dear CEO,
This email is from China domain name registration center, which mainly deal with the domain name registration in China. We received an application from Baokang Holdings Ltd requested the "Bestcashcow" as their internet keyword and Chinese (CN) domain names (Bestcashcow.cn, Bestcashcow.com.cn, Bestcashcow.net.cn, Bestcashcow.org.cn) on 23/12/2025. But after checking it, we find this name conflict with your website name or company name. In order to deal with this matter better, it's necessary to send this message to your company and confirm whether this company is your distributor or business partner in China?
Best regards
Adam Liu
General Manager
https://www.chinaregistry.org.cn/
Tel: +86-2161918696 | Fax: +86-2161918697 | Mob: +86-13816428671
12F Kaike Building, No. 1801 Hongmei Road, Shanghai 200233, China
2025 Overview
General Bank Information
ConnectOne Bank is an FDIC insured institution located in Englewood Cliffs, NJ. It was founded in 2005 and has approximately $13.91 billion in assets. Customers can open an account at one of its 23 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 57919 |
| Date Established | 2005 |
| Assets | $ 13.91 billion |
| Loans | $ 11.01 billion |
| Deposits | $ 11.41 billion |
| Capital | $ 1,634.41 million |
For a more detailed analysis of ConnectOne Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - December 29, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| ConnectionPlus Savings
|
3.25% | $2,500 | $249,999 |
Learn More
|
| ConnectionPlus Savings
|
3.35% | $250,000 | - |
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|
|
Money Market
|
2.10% | $25,000 | - |
Learn More
|
| CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 7 Month Online CD
|
3.40% | $500 | - |
Learn More
|
| 11 Month CD
|
3.45% | $500 | - |
Learn More
|
| 17 Month CD
|
3.25% | $500 | - |
Learn More
|
| 34 Month CD
|
3.00% | $500 | - |
Learn More
|
Bank Offers
ConnectOne Bank Lowers Its Online Savings Rate to 0.65% APY
Dec 19, 2020
The rate was lowered from 0.70% APY on Friday, December 18.
ConnectOne Bank Raises Its Online Savings Rate Back to 0.65%
Nov 18, 2021
The bank had lowered its rate from 0.65% to 0.60% last month, and has now brought it back to 0.65%.
The rate, which is good for balances from $2,500 to $250,000, is the highest nationally available online rate for balances under $100,000 at the moment.
Loan Rates - December 29, 2025
Your Current Location: New York, NY 10116
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 7 Year Adjustable Conforming See Amortization Table |
7.38% | 7.18% | $2,167.79 | |
| 10 Year Fixed Conforming See Amortization Table |
6.52% | 6.52% | $3,636.79 | |
| 15 Year Fixed Conforming See Amortization Table |
6.48% | 6.48% | $2,784.03 | |
| 20 Year Fixed Conforming See Amortization Table |
7.08% | 7.08% | $2,496.35 | |
| 30 Year Fixed Conforming See Amortization Table |
7.19% | 7.06% | $2,141.88 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 7 Year Adjustable Conforming See Amortization Table |
7.42% | 7.18% | $2,167.79 | |
| 10 Year Fixed Conforming See Amortization Table |
6.52% | 6.52% | $3,636.79 | |
| 15 Year Fixed Conforming See Amortization Table |
6.48% | 6.48% | $2,784.03 | |
| 20 Year Fixed Conforming See Amortization Table |
7.08% | 7.08% | $2,496.35 | |
| 30 Year Fixed Conforming See Amortization Table |
7.19% | 7.06% | $2,141.88 | |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Veterans United Home Loans
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
ConnectOne Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
ConnectOne Bank Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 3.77 | A | View Lobby Hours | |
| 5.02 | B | View Lobby Hours | |
| 8.55 | C | View Lobby Hours | |
| 10.02 | D | View Lobby Hours | |
| 11.40 | E | View Lobby Hours | |
| 11.75 | F | View Lobby Hours | |
| 14.04 | G | View Lobby Hours | |
| 14.11 | H | View Lobby Hours | |
| 15.08 | I | View Lobby Hours | |
| 15.99 | J | View Lobby Hours | |
| 17.36 | K | View Lobby Hours | |
| 19.31 | L | View Lobby Hours | |
| 19.60 | M | View Lobby Hours | |
| 20.86 | N | View Lobby Hours | |
| 20.97 | O | View Lobby Hours | |
| 22.64 | P | View Lobby Hours | |
| 23.21 | Q | View Lobby Hours | |
| 25.37 | R | View Lobby Hours | |
| 25.83 | S | View Lobby Hours | |
| 26.87 | T | View Lobby Hours | |
| 41.98 | U | View Lobby Hours |
Climate Policy and Initiatives
ConnectOne Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
ConnectOne Bank Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of ConnectOne Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| ConnectOne Bank | U.S. Bank Average |
|---|---|
| 2.19% | 5.56% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of June 30, 2025, ConnectOne Bank had $39,228,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,634,410,000 in equity and $156,190,000 in loans loss reserves. That gives it a Texas Ratio of 2.19%.
Return on Equity
| ConnectOne Bank | U.S. Bank Average |
|---|---|
| 0.58% | 11.32% |
ConnectOne Bank has a Return on Equity of 0.58% versus the BestCashCow average of 11.32%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| ConnectOne Bank | U.S. Bank Average |
|---|---|
| 11.75% | 11.41% |
ConnectOne Bank has a Capitalization of 11.75% versus the BestCashCow average of 11.41. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
ConnectOne Bank Balance Sheet Analysis
As of June 30, 2025, ConnectOne Bank had assets of $13,906,220,000, loans of $11,009,314,000, and deposits of $11,410,148,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
June 30, 2025| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 596.53 million |
| Interest-bearing balances | $ 498.74 million |
| Total securities | $ 1,238.82 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 11.01 billion |
| Loan loss allowance | $ 156.19 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 281.93 million |
| All other assets | $ 411.75 million |
| Total Assets | $ 12.27 billion |
| LIABILITIES | |
|---|---|
| Total deposits | $ 11.41 billion |
| Interest-bearing deposits | $ 8.85 billion |
| Deposits held in domestic offices | $ 11.41 billion |
| % insured (estimated) | 56.10% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 876.80 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 49.76 million |
| Total Liabilities | $ 12.27 billion |
| Shareholders’ Equity | $ 1,634.41 million |
Summary Income Statement
June 30, 2025| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 270.82 million |
| Total Interest Expense | $ 121.52 million |
| Net interest income | $ 149.30 million |
| Provision for loan and lease losses | $ 39.20 million |
| Total non interest income | $ 8.76 million |
| Total non interest expense | $ 112.79 million |
| Pre-tax Net Operating Income | $ 91.62 million |
Bank Loan Profile?
The top three loan types in ConnectOne Bank’s loan portfolio are Multifamily Mortgages, Commercial Real Estate, and Commercial and Industrial Loans.
Compared to other banks in New Jersey, ConnectOne Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 5.35 | ✓ | ||
| Multifamily Mortgages |
22.19 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.00 | ✓ | ||
| Small Business Loans | 2.46 | ✓ | ||
| Construction and Development Loans | 6.57 | ✓ | ||
| Commercial Real Estate | 21.81 | ✓ | ||
| Commercial and Industrial Loans | 8.23 | ✓ | ||
| Farm Loans | 0.00 | ✓ | ||
Customer Reviews for ConnectOne Bank (25)
Adam Liu
December 23, 2025
(It's very urgent, therefore we kindly ask you to forward this message to your CEO. If you believe this has been sent to you in error, please ignore it. Thanks)
Dear CEO,
This email is from China domain name registration center, which mainly deal with the domain name registration in China. We received an application from Baokang Holdings Ltd requested the "Bestcashcow" as their internet keyword and Chinese (CN) domain names (Bestcashcow.cn, Bestcashcow.com.cn, Bestcashcow.net.cn, Bestcashcow.org.cn) on 23/12/2025. But after checking it, we find this name conflict with your website name or company name. In order to deal with this matter better, it's necessary to send this message to your company and confirm whether this company is your distributor or business partner in China?
Best regards
Adam Liu
General Manager
https://www.chinaregistry.org.cn/
Tel: +86-2161918696 | Fax: +86-2161918697 | Mob: +86-13816428671
12F Kaike Building, No. 1801 Hongmei Road, Shanghai 200233, China
Is this review helpful? Yes:0 / No: 0
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December 22, 2025
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December 19, 2025
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