This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,045 | 1,432 |
| 2 | 52,045 | 2,129 | 1,490 |
| 3 | 54,174 | 2,216 | 1,551 |
| 4 | 56,389 | 2,306 | 1,614 |
| 5 | 58,696 | 2,401 | 1,680 |
| 6 | 61,096 | 2,499 | 1,749 |
| 7 | 63,595 | 2,601 | 1,821 |
| 8 | 66,196 | 2,707 | 1,895 |
| 9 | 68,904 | 2,818 | 1,973 |
| 10 | 71,722 | 2,933 | 2,053 |
| 11 | 74,655 | 3,053 | 2,137 |
| 12 | 77,709 | 3,178 | 2,225 |
| 13 | 80,887 | 3,308 | 2,316 |
| 14 | 84,195 | 3,444 | 2,411 |
| 15 | 87,639 | 3,584 | 2,509 |
| 16 | 91,223 | 3,731 | 2,612 |
| 17 | 94,954 | 3,884 | 2,719 |
| 18 | 98,838 | 4,042 | 2,830 |
| 19 | 102,880 | 4,208 | 2,945 |
| 20 | 107,088 | 4,380 | 3,066 |
| TOTAL | $61,468 | $43,028 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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