Compare Savings vs. CDs
Comparison of Deposit Account from MAINSTREET with 1.20%
- October 2026
Long-Term Analysis of HOUSTON with 0.82% APY and MAINSTREET with 1.20% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.82%-$50,0006 MonthCredit Union2.03x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.82%Annual
InterestAnnual Interest
(After Tax)1 50,000 410 287 2 50,410 413 289 3 50,823 417 292 4 51,240 420 294 5 51,660 424 297 6 52,084 427 299 7 52,511 431 301 8 52,942 434 304 9 53,376 438 306 10 53,813 441 309 11 54,255 445 311 12 54,700 449 314 13 55,148 452 317 14 55,600 456 319 15 56,056 460 322 16 56,516 463 324 17 56,979 467 327 18 57,447 471 330 19 57,918 475 332 20 58,393 479 335 TOTAL $8,871 $6,210 - 2LOCAL CD1.20%-$50,00048 MonthCredit Union1.46x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 600 420 2 50,600 607 425 3 51,207 614 430 4 51,822 622 435 5 52,444 629 441 6 53,073 637 446 7 53,710 645 451 8 54,354 652 457 9 55,007 660 462 10 55,667 668 468 11 56,335 676 473 12 57,011 684 479 13 57,695 692 485 14 58,387 701 490 15 59,088 709 496 16 59,797 718 502 17 60,514 726 508 18 61,240 735 514 19 61,975 744 521 20 62,719 753 527 TOTAL $13,472 $9,430
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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