MAINSTREET

Headquarters

13001 W 95TH ST
Lenexa, KS 66215
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.20% →
1-Year CD 0.70% 1.10% →
2-Year CD 1.05% 1.15% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Mainstreet is an NCUA insured institution located in Lenexa, KS. It was founded in 1953 and has approximately $492.17 millions in assets.

NCUA Insured Yes
Charter Number # # 24858
Date Established 1953
Assets $492.17 million
Loans $302.51 million
Deposits $439.99 million
Capital $45.26 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the greater Kansas City metro areas or the following counties in Kansas: Leavenworth, Wyandotte, Johnson, Douglas, Miami, Franklin or Linn; or in the following counties in Missouri: Platte, Clinton, Caldwell, Clay, Ray, Jackson, Lafayette, Cass or Bates. Membership is also open to organizations or businesses located within said counties.

Deposit Rates - August 6, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
1.05% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 6, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MAINSTREET

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to MAINSTREET
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mainstreet branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Mainstreet Locations


Financial Details

Mainstreet Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mainstreet. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mainstreet U.S. Average
6.74% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mainstreet had $2,615,365 in non-current loans and $512,605 in owned assets. To cover these potential losses it had $45,261,922 in net worth and $1,158,401 in loans loss reserves. That gives it a Texas Ratio of 6.74%.

Net Worth
Mainstreet U.S. Average
9.19% 13.61%

Mainstreet FCU has a net worth of 9.19% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mainstreet

Branches and Savings

What is Mainstreet?

A federal credit union, registered with the NCUA under certificate #24858.
Learn more about credit unions here.

Is Mainstreet FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mainstreet?

Please see Field of Membership information above for information on who is eligible to join.

What are Mainstreet's share account and share certificate rates?

Mainstreet's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mainstreet?

Mainstreet has total capital of $45.26 million. Full information on Mainstreet's financial position is located above.

Who owns Mainstreet?

Credit Unions are owned by their members.

Where are Mainstreet branches located?

See branch locations nearby.

Are Mainstreet ATMs Open 24/7?

Do Mainstreet ATMs accept cash deposits?

Can Mainstreet customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mainstreet have a mobile app?

Does Mainstreet have mobile deposit?

Does Mainstreet have quick pay?

How can Mainstreet transfer money to other banks or credit unions?

Does Mainstreet report to credit bureaus?

Does Mainstreet use Chexsystems?

Does Mainstreet use Equifax?

What is Mainstreet's toll free phone number?

What is Mainstreet's ACH Routing Number?

What is Mainstreet's SWIFT code?

Where can I find Mainstreet's wire transfer form?

What is the Mainstreet address for deposits?

What Products Does Mainstreet Offer

Does Mainstreet offer mortgages?

Compare mortgage rates here.

Does Mainstreet offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mainstreet offer auto and RV loans?

Compare auto loan rates here.

Does Mainstreet offer student loans or personal loans?

Compare personal loan rates here.

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