This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 908 | 635 |
| 2 | 50,908 | 924 | 647 |
| 3 | 51,831 | 941 | 659 |
| 4 | 52,772 | 958 | 670 |
| 5 | 53,730 | 975 | 683 |
| 6 | 54,705 | 993 | 695 |
| 7 | 55,698 | 1,011 | 708 |
| 8 | 56,709 | 1,029 | 720 |
| 9 | 57,738 | 1,048 | 734 |
| 10 | 58,786 | 1,067 | 747 |
| 11 | 59,853 | 1,086 | 760 |
| 12 | 60,940 | 1,106 | 774 |
| 13 | 62,046 | 1,126 | 788 |
| 14 | 63,172 | 1,147 | 803 |
| 15 | 64,318 | 1,167 | 817 |
| 16 | 65,486 | 1,189 | 832 |
| 17 | 66,674 | 1,210 | 847 |
| 18 | 67,884 | 1,232 | 862 |
| 19 | 69,117 | 1,254 | 878 |
| 20 | 70,371 | 1,277 | 894 |
| TOTAL | $21,648 | $15,154 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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