Mccoy is an NCUA insured institution located in Orlando, FL. It was founded in 1954 and has approximately $1002.63 millions in assets.
Who can join?
Membership to McCoy Federal Credit Union is open to anyone, who lives, works, worships, volunteers or attends school in Orange, Osceola, Seminole or Lake Counties; members of the immediate family or household; and organizations of such persons. Businesses and its employees located in Orange, Osceola, Seminole or Lake Counties are also eligible for membership.
Immediate Family is defined as: spouse, child, sibling, parent, grandparent, or grandchild; including stepparents, stepchildren, stepsiblings, and adoptive relationships.
Organizations of such persons are defined as: an organization or organizations composed exclusively of persons who are within the field of membership (Orange, Osceola, Seminole or Lake Counties) of McCoy Federal Credit Union.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 9915 |
Date Established | 1954 |
Assets | $1,002.63 million |
Loans | $670.67 million |
Deposits | $879.54 million |
Capital | $96.25 million |
Your Current Location: Virginia, VA 20146
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.05% | $50 | - |
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|
Health Savings
|
0.15% | $1,000 | - |
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|
Money Market
|
0.45% | $1,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Months
|
1.51% | $1,000 | $4,999 |
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|
6 Mo CD
|
1.61% | $5,000 | $24,999 |
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|
6 Months
|
1.71% | $25,000 | $99,999 |
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|
6 Mo CD
|
1.82% | $100,000 | - |
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|
10 Months Promotional
|
4.13% | $1,000 | - |
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|
12 Mo CD
|
1.61% | $1,000 | $4,999 |
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|
12 Mo CD
|
1.71% | $5,000 | $24,999 |
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|
12 Months
|
1.82% | $25,000 | $99,999 |
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|
12 Months
|
1.92% | $100,000 | - |
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|
13 Months Promotional
|
2.17% | $1,000 | - |
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|
15 Months Promotional
|
2.12% | $1,000 | - |
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|
18 Months Promotional
|
4.23% | $1,000 | - |
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|
23 Months Promotional
|
4.13% | $1,000 | - |
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|
24 Mo CD
|
2.12% | $1,000 | $4,999 |
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|
24 Mo CD
|
2.22% | $5,000 | $24,999 |
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|
24 Months
|
2.32% | $25,000 | $99,999 |
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|
24 Months
|
2.43% | $100,000 | - |
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|
36 Mo CD
|
2.38% | $1,000 | $4,999 |
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|
36 Mo CD
|
2.48% | $5,000 | $24,999 |
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|
36 Mo CD
|
2.58% | $50,000 | $99,999 |
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|
36 Mo CD
|
2.68% | $100,000 | - |
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|
60 Mo CD
|
2.89% | $1,000 | $4,999 |
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|
60 Mo CD
|
2.99% | $5,000 | $24,999 |
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|
60 Months
|
3.09% | $50,000 | $99,999 |
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|
60 Months
|
3.20% | $100,000 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.15% | $0 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Mccoy
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2559614 License#: MC-7844 |
6.100% | 6.000% | 0.75 | $3,484 | $1,919 | Learn More |
NMLS ID: 1025894 |
6.579% | 6.490% | 0.75 | $2,975 | $2,021 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
6.847% | 6.750% | 1.00 | $3,200 | $2,076 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Mccoy
To upload and update your bank's rates please register.
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Below are Mccoy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
745.70 | A | View Lobby Hours | |
746.92 | B | View Lobby Hours | |
747.15 | C | View Lobby Hours | |
750.77 | D | View Lobby Hours | |
752.86 | E | View Lobby Hours | |
754.05 | F | View Lobby Hours | |
754.29 | G | View Lobby Hours | |
755.96 | H | View Lobby Hours | |
755.98 | I | View Lobby Hours | |
757.72 | J | View Lobby Hours | |
759.22 | K | View Lobby Hours | |
759.51 | L | View Lobby Hours | |
759.87 | M | View Lobby Hours | |
763.36 | N | View Lobby Hours | |
767.80 | O | View Lobby Hours |
MCCOY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Mccoy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Mccoy | U.S. Average |
---|---|
5.50% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mccoy had $5,729,093 in non-current loans and $5,800 in owned assets. To cover these potential losses it had $96,248,248 in net worth and $8,073,081 in loans loss reserves. That gives it a Texas Ratio of 5.50%.
Mccoy | U.S. Average |
---|---|
9.6% | 13.93% |
Mccoy FCU has a net worth of 9.6% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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