This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 959 | 671 |
| 2 | 50,959 | 977 | 684 |
| 3 | 51,935 | 996 | 697 |
| 4 | 52,931 | 1,015 | 710 |
| 5 | 53,946 | 1,034 | 724 |
| 6 | 54,980 | 1,054 | 738 |
| 7 | 56,034 | 1,074 | 752 |
| 8 | 57,108 | 1,095 | 766 |
| 9 | 58,203 | 1,116 | 781 |
| 10 | 59,318 | 1,137 | 796 |
| 11 | 60,456 | 1,159 | 811 |
| 12 | 61,615 | 1,181 | 827 |
| 13 | 62,796 | 1,204 | 843 |
| 14 | 63,999 | 1,227 | 859 |
| 15 | 65,226 | 1,250 | 875 |
| 16 | 66,477 | 1,274 | 892 |
| 17 | 67,751 | 1,299 | 909 |
| 18 | 69,050 | 1,324 | 927 |
| 19 | 70,374 | 1,349 | 944 |
| 20 | 71,723 | 1,375 | 962 |
| TOTAL | $23,098 | $16,168 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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