This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 820 | 574 |
| 2 | 50,820 | 833 | 583 |
| 3 | 51,653 | 847 | 593 |
| 4 | 52,501 | 861 | 603 |
| 5 | 53,362 | 875 | 613 |
| 6 | 54,237 | 889 | 623 |
| 7 | 55,126 | 904 | 633 |
| 8 | 56,030 | 919 | 643 |
| 9 | 56,949 | 934 | 654 |
| 10 | 57,883 | 949 | 664 |
| 11 | 58,832 | 965 | 675 |
| 12 | 59,797 | 981 | 686 |
| 13 | 60,778 | 997 | 698 |
| 14 | 61,775 | 1,013 | 709 |
| 15 | 62,788 | 1,030 | 721 |
| 16 | 63,818 | 1,047 | 733 |
| 17 | 64,864 | 1,064 | 745 |
| 18 | 65,928 | 1,081 | 757 |
| 19 | 67,009 | 1,099 | 769 |
| 20 | 68,108 | 1,117 | 782 |
| TOTAL | $19,225 | $13,458 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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