Meritrust Federal Credit Union

Headquarters

Po Box 2926
Wichita, KS 67201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.75% 4.65% →
2-Year CD 0.85% 4.73% →
5-Year CD 1.10% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Meritrust is an NCUA insured institution located in Wichita, KS. It was founded in 1935 and has approximately $1759.34 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24914
Date Established 1935
Assets $1,759.34 million
Loans $1,435.74 million
Deposits $1,426.72 million
Capital $160.01 million
 

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
1.64% $2,500 $2,999 Learn More
Money Market
0.63% $10,000 $14,999 Learn More
Money Market
0.85% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MERITRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to MERITRUST
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Branches

Below are Meritrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Meritrust Locations



Climate Initiatives

MERITRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Meritrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meritrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meritrust U.S. Average
5.05% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Meritrust had $7,519,162 in non-current loans and $853,164 in owned assets. To cover these potential losses it had $160,010,790 in net worth and $5,885,347 in loans loss reserves. That gives it a Texas Ratio of 5.05%.

Net Worth
Meritrust U.S. Average
9.09% 12.40%

Meritrust FCU has a net worth of 9.09% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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