Compare Savings vs. CDs
Comparison of Deposit Account from MIDWEST COMMUNITY with 0.25%
- September 2026
Long-Term Analysis of MIDWEST COMMUNITY with 0.25% APY and UFCW COMMUNITY with 0.95% APY and ORION with 0.38% APY and RADIFI with 4.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.25%-$50,000N.A.Credit UnionN.A.$2,500SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL CD0.95%-$50,00048 MonthCredit Union1.16x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 475 333 2 50,475 480 336 3 50,955 484 339 4 51,439 489 342 5 51,927 493 345 6 52,421 498 349 7 52,919 503 352 8 53,421 508 355 9 53,929 512 359 10 54,441 517 362 11 54,958 522 365 12 55,480 527 369 13 56,007 532 372 14 56,540 537 376 15 57,077 542 380 16 57,619 547 383 17 58,166 553 387 18 58,719 558 390 19 59,277 563 394 20 59,840 568 398 TOTAL $10,408 $7,286 - 3LOCAL CD0.38%-$50,00012 MonthCredit Union0.69x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.38%Annual
InterestAnnual Interest
(After Tax)1 50,000 190 133 2 50,190 191 134 3 50,381 191 134 4 50,572 192 135 5 50,764 193 135 6 50,957 194 136 7 51,151 194 136 8 51,345 195 137 9 51,540 196 137 10 51,736 197 138 11 51,933 197 138 12 52,130 198 139 13 52,328 199 139 14 52,527 200 140 15 52,727 200 140 16 52,927 201 141 17 53,128 202 141 18 53,330 203 142 19 53,533 203 142 20 53,736 204 143 TOTAL $3,940 $2,758 - 4LOCAL CD4.55%-$50,00013 MonthCredit UnionN.A.$50,000SCENARIO
Year Rate
4.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,275 1,593 2 52,275 2,379 1,665 3 54,654 2,487 1,741 4 57,140 2,600 1,820 5 59,740 2,718 1,903 6 62,458 2,842 1,989 7 65,300 2,971 2,080 8 68,271 3,106 2,174 9 71,378 3,248 2,273 10 74,625 3,395 2,377 11 78,021 3,550 2,485 12 81,571 3,711 2,598 13 85,282 3,880 2,716 14 89,163 4,057 2,840 15 93,219 4,241 2,969 16 97,461 4,434 3,104 17 101,895 4,636 3,245 18 106,532 4,847 3,393 19 111,379 5,068 3,547 20 116,447 5,298 3,709 TOTAL $71,745 $50,221
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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