This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 477 | 334 |
| 2 | 50,477 | 481 | 337 |
| 3 | 50,958 | 486 | 340 |
| 4 | 51,443 | 490 | 343 |
| 5 | 51,933 | 495 | 346 |
| 6 | 52,428 | 500 | 350 |
| 7 | 52,928 | 504 | 353 |
| 8 | 53,432 | 509 | 356 |
| 9 | 53,942 | 514 | 360 |
| 10 | 54,456 | 519 | 363 |
| 11 | 54,975 | 524 | 367 |
| 12 | 55,499 | 529 | 370 |
| 13 | 56,027 | 534 | 374 |
| 14 | 56,561 | 539 | 377 |
| 15 | 57,100 | 544 | 381 |
| 16 | 57,645 | 549 | 385 |
| 17 | 58,194 | 555 | 388 |
| 18 | 58,749 | 560 | 392 |
| 19 | 59,308 | 565 | 396 |
| 20 | 59,874 | 571 | 399 |
| TOTAL | $10,444 | $7,311 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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